7 William St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 7 William St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,492 sqft · built 1887
Lot Size	0.067 acres (2,901 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Oct 2021)
Tax Bill	$10,854 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01510-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`13-01510-0000-00005`
Alternative APN	`130151000005`

Interior

Stories	2 Stories
Building Area	1,492 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Lot Area	2,901 sqft (0.067 acres)
Lot Dimensions	100 ft deep x 29 ft wide

Location & Zoning

Old Parcel Number	130151000005
Street Address	7 WILLIAM ST
City	MONTCLAIR
State	NJ
Zip	07042-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	29X100
Legal Block	1510
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3002
Census Tract	16600

Owner

7 William St is owned and occupied by an individual who bought it in October 2021.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7 WILLIAM ST, MONTCLAIR, NJ 07042-3058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Dec 16, 2009 · Amount on File
Deed Document Number	2021129521
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 28, 2021
Property Address	7 WILLIAM ST, MONTCLAIR, NJ 07042-3058
Document Number	0000129521
Instrument Date	Aug 18, 2021
Instrument	2021129521
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 HIGH ST, 142, MONTCLAIR, NJ 07042-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLIAM ST, MONTCLAIR, NJ 07042-3058

Mortgage

Document Number	0000129522
Date	Oct 28, 2021
Instrument	2021129522

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7 William St was $10,854, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,700 (-) Land $214,500 Building $94,200	$308,700 (-) Land $214,500 Building $94,200
2025	$10,854.00 (+3.32%)	$308,700 Land $214,500 Building $94,200	$308,700 Land $214,500 Building $94,200
2024	$10,505.00
2023		$308,700 Land $214,500 Building $94,200	$308,700 Land $214,500 Building $94,200
2022	$10,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 William St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20