7 Willard St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 7 Willard St, Nantucket, MA 02554

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,349 sqft · built 1980
Lot Size0.139 acres (6,063 sqft)
Owner2 Individual Names on Record
Last Sale$610,000 (May 1996)
Tax Bill$15,769 (2026)
Deeds & MortgagesJul 2021 Mortgage
Dec 2017 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN10291

Property Details

APN / Parcel Number

Primary APN10291
Alternative APN
  • NANT M:04241 P:00017

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,349 sqft Living Area
Gross Area4,805 sqft
1st Floor Area2,021 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,063 sqft (0.139 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10291
Street Address7 WILLARD ST
CityNANTUCKET
StateMA
Zip02554-2298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group2
Census Block2026
Census Tract950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address29 PINE RIDGE RD, GREENWICH, CT 06830-4013
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA
Dec 12, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jul 10, 2018Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 1996 · Amount on Record
Deed SaleMay 15, 1996 · Amount on Record
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address7 WILLARD ST, NANTUCKET, MA 02554-2298
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001838-70
DateJul 20, 2021
Book Page1838/70
Instrument2879
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.38%
Type Change DateAug 1, 2028
IndexOther

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address7 WILLARD ST, NANTUCKET, MA 02554-2298
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1624-38
DateDec 12, 2017
Book Page1624/38
Instrument3882
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term372 Months
DueDec 1, 2048

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address7 WILLARD ST, NANTUCKET, MA 02554-2298
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1653-168
DateJul 10, 2018
Book Page1653/168
Instrument1918
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,769.00 (+1.54%)$5,054,300 (+6.75%) Land $3,203,300 Building $1,851,000$5,550,235
2025$15,530.00 (+3.79%)$4,734,900 (-0.96%) Land $2,773,000 Building $1,961,900
2024$14,963.00 (+27.83%)$4,780,600 (+31.11%) Land $2,824,400 Building $1,956,200
2023$11,705.00$3,646,300 Land $2,153,000 Building $1,493,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 319 individual policies
Nearby Flood Policies357 units insured
incl. 38 condo units
Nearby Flood Claims380 (1978–2026)
Claims Outside the SFHA20 of 380
Most Recent ClaimFeb 2026 · Severe Winter Storm And Snowstorm
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 99 claims
  • Winter Coastal Storm, Dec 1992 · 71 claims
  • Coastal Storm, Oct 1991 · 118 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWANNACOMET WATER COMPANY
serves 27,703 people · EPA ID MA4197000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting67
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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