7 Wilbur Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 7 Wilbur Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1953
Lot Size	0.434 acres (18,901 sqft)
Owner	Individual Name on File
Last Sale	$758,000 (Apr 2024)
Tax Bill	$7,198 (2026)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-C B:0005 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-C B:0005 L:0008`
Alternative APNs	`M:007=C B:0005 L:0008` `748010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	3,892 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,901 sqft (0.434 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	748010
Street Address	7 WILBUR AVE
City	SAUGUS
State	MA
Zip	01906-4138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	5
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2019
Census Tract	208402

Owner

7 Wilbur Ave is owned and occupied by an individual who bought it in April 2024.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 WILBUR AVE, SAUGUS, MA 01906-4138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Apr 11, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC
Apr 11, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 4, 2021	Quit Claim Deed, Transfer Quitclaim
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on File
Deed Sale	Apr 11, 2024 · Amount on File
Prior Sale	Oct 21, 2004 · Amount on File
Deed Book / Page	42064 / 236
Prior Transfer Date	Mar 15, 2024
Prior Transfer Doc	042064-236
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 WILBUR AVE, SAUGUS, MA 01906-4138
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	QUICKSILVA TITLE LLC, QUICKSILVA TITLE, LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039869-113
Date	May 12, 2021
Book Page	39869/113
Instrument	20210512003140

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 WILBUR AVE, SAUGUS, MA 01906-4138
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000624979
Date	May 12, 2021
Instrument	624979

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 11, 2024
Property Address	7 WILBUR AVE, SAUGUS, MA 01906-4138
Document Number	042064-236
Book / Page	42064 / 236
Instrument Date	Mar 15, 2024
Instrument	20240411002760
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILBUR AVE, SAUGUS, MA 01906-4138

Mortgage

Document Number	20240411002770
Date	Apr 11, 2024
Instrument	20240411002770

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 11, 2024
Property Address	7 WILBUR AVE, SAUGUS, MA 01906-4138
Document Number	042064-236
Book / Page	42064 / 236
Instrument Date	Mar 15, 2024
Instrument	20240411002760
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILBUR AVE, SAUGUS, MA 01906-4138

Mortgage

Document Number	20240411002770
Date	Apr 11, 2024
Instrument	20240411002770

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 4, 2021
Property Address	7 WILBUR AVE, SAUGUS, MA 01906-4138
Document Number	40348-324
Book / Page	40348 / 324
Instrument Date	Oct 1, 2021
Instrument	20211004005370
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILBUR AVE, SAUGUS, MA 01906-4138

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 WILBUR AVE, SAUGUS, MA 01906-4138
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624979
Date	May 12, 2021
Instrument	624979

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7 Wilbur Ave was $7,198, up 4.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,198.00 (+4.56%)	$690,800 (+7.17%) Land $400,500 Building $290,100	$805,073 (+14.86%)
2025	$6,884.00 (+1.5%)	$644,600 (+1.22%) Land $365,900 Building $278,700	$700,910
2024	$6,782.00 (+3.59%)	$636,800 (+9.53%) Land $356,000 Building $280,800
2023	$6,547.00	$581,400 Land $311,500 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Wilbur Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Wilbur Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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