Buncombe County property record for 7 White Pine Cir, Arden, NC 28704 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,937 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2021) |
| Tax Bill | $1,409.00 (2024) |
| Primary APN | 751271-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 1,937 sqft Living Area |
| Gross Area | 2,470 sqft Gross Area |
| 1st Floor Area | 1,107 sqft 1st Floor |
| Basement Area | 1,235 sqft Basement |
| Finished Basement | 830 sqft Finished |
| Unfinished Basement | 405 sqft Unfinished |
| Stories | 1 Story |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | Enclosed Porch |
| Porch Area | 212 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 751271-2020-202 |
|---|---|
| Street Address | 7 WHITE PINE CIR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: ROYAL OAKS LOT: B-7 PLAT: 0035-0020 |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 3 |
| Legal Lot Number | B-7 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 2203 |
Source: Buncombe County records · APN 751271-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit DEBRA A MORGAN |
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit THOMAS D ROBERTS ETUX |
| Feb 11, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Deed Book / Page | 6093 / 1971 |
| Prior Transfer Date | Feb 11, 2021 |
| Prior Transfer Doc | 0060190558 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 15, 2021 |
| Property Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
| Document Number | 0060931971 |
| Book / Page | 6093 / 1971 |
| Map Reference | MB 35 PG 20 |
| Instrument Date | Jul 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 OLD SHOALS LN, 111, ARDEN, NC 28704 |
| Name | Verified Name |
|---|---|
| Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
| Document Number | 60931973 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 6093/1973 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
| Document Number | 0060190548 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 6019/548 |
| Name | DEBRA A MORGAN |
|---|---|
| Type | Private Party |
| Address | 7 WHITE PINE CIR, ARDEN, NC 28704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
| Document Number | 0060190553 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 6019/553 |
| Name | THOMAS D ROBERTS ETUX |
|---|---|
| Type | Private Party |
| Address | 1 OAK PLZ STE 209, ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 11, 2021 |
| Property Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
| Document Number | 0060190558 |
| Book / Page | 6019 / 558 |
| Map Reference | MB 35 PG 20 |
| Instrument Date | Feb 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 WHITE PINE CIR, ARDEN, NC 28704-9553 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,476.00 (+4.76%) | $229,000 (-) Land $42,100 Building $186,900 | $229,000 (-) Land $42,100 Building $186,900 |
| 2024 | $1,409.00 (+3.3%) | ||
| 2023 | $1,364.00 | $229,000 | $229,000 (-) Land $42,100 Building $186,900 |
| 2021 | $229,000 Land $42,100 Building $186,900 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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