Contra Costa County property record for 7 White Oak Dr, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,910 sqft · built 1978 |
| Lot Size | 1.83 acres (80,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,025,000 (Sep 2003) |
| Tax Bill | $17,910 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 251-040-014-2 |
| Primary APN | 251-040-014-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,910 sqft Living Area |
| Gross Area | 3,404 sqft |
| 1st Floor Area | 2,112 sqft |
| 2nd Floor Area | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 80,000 sqft |
| Lot Dimensions | 400 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 WHITE OAK DR |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-3333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | PARCEL MAP 34 PG 1 PCL B |
| Legal Subdivision | ORINDA OAKS |
| Legal Tract | 34PM1 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 353002 |
7 White Oak Dr is owner-occupied and held in a trust since September 2003.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7 WHITE OAK DR, LAFAYETTE, CA 94549-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2003 · Amount on File |
| Deed Sale | Sep 9, 2003 · Amount on File |
| Prior Sale | Mar 14, 1997 · Amount on File |
| Deed Document Number | 2003447038 |
| Prior Transfer Date | Aug 15, 1996 |
| Prior Transfer Doc | 0000157774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 7 WHITE OAK DR, LAFAYETTE, CA 94549-3333 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000154246 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-154246 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 7 White Oak Dr was $17,910 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,486,466 (+2%) Land $812,119 Building $674,347 | |
| 2025 | $17,910.00 Homeowner's exemption | $1,457,321 Land $796,196 Building $661,125 |
| 2023 | $17,297.00 (+1.56%) Homeowner's exemption | $1,400,733 Land $765,280 Building $635,453 |
| 2022 | $17,031.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1978–2001) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Mar 2001 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 White Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Etheric Networks, Verizon.
4G LTE only, no 5G reported
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