7 Whale Rocks Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 7 Whale Rocks Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,296 sqft · built 1972
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (May 2021)
Tax Bill	$9,966 (2026)
Deeds & Mortgages	Mar 2022 Refinance Feb 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0248 B:0009 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0248 B:0009 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,296 sqft Living Area
Gross Area	3,912 sqft
1st Floor Area	1,848 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	222,156 sqft (5.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 WHALE ROCKS RD
City	GLOUCESTER
State	MA
Zip	01930-1580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	9
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3031
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 WHALE ROCKS RD, GLOUCESTER, MA 01930-1580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Feb 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Oct 20, 2021	Quit Claim Deed, Transfer Quitclaim
May 26, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LUXURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Jan 7, 2002 · Amount on Record
Deed Book / Page	39919 / 272
Last Transfer Date	Oct 18, 2021
Transfer Doc	40397-56
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	7 WHALE ROCKS RD, GLOUCESTER, MA 01930-1580
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040804-177
Date	Mar 21, 2022
Book Page	40804/177
Instrument	20220321002360

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	7 WHALE ROCKS RD, GLOUCESTER, MA 01930-1580
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041977-142
Date	Feb 7, 2024
Book Page	41977/142
Instrument	20240207000450

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2049

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 20, 2021
Property Address	7 WHALE ROCKS RD, GLOUCESTER, MA 01930-1580
Document Number	40397-56
Book / Page	40397 / 56
Instrument Date	Oct 18, 2021
Instrument	20211020002540
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 CONCORD ST, GLOUCESTER, MA 01930-6301

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 26, 2021
Property Address	7 WHALE ROCKS RD, GLOUCESTER, MA 01930-1580
Document Number	039919-272
Book / Page	39919 / 272
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SQUAM ROCK RD, GLOUCESTER, MA 01930-1328

Mortgage

Document Number	0039919275
Date	May 26, 2021
Instrument	39919/275

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,966.00 (-1.78%)	$1,070,500 (+2.55%) Land $400,900 Building $669,600	$1,083,415 (+0.26%)
2025	$10,147.00 (+10.34%)	$1,043,900 (+10.45%) Land $371,500 Building $672,400	$1,080,625
2024	$9,196.00	$945,100 Land $353,700 Building $591,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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