7 Westcott St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 7 Westcott St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1923
Lot Size	0.168 acres (7,301 sqft)
Owner	Individual Name on Record
Last Sale	$157,717 (Jul 2025)
Tax Bill	$11,287 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00122-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00122-0000-00003`
Alternative APN	`020012200003`

Interior

Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	7,301 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020012200003
Street Address	7 WESTCOTT ST
City	BLOOMFIELD
State	NJ
Zip	07003-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	50 X 146
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	122
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2014
Census Tract	15600

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7 WESTCOTT ST, BLOOMFIELD, NJ 07003-3214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage REAL EST MTG NTWK
Apr 7, 2020	Grant Deed, Transfer · FHA Mortgage REAL EST MTG NTWK
Dec 29, 2018	Grant Deed, Transfer PLANET MGMT GRP LLC
May 29, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	202547649
Prior Transfer Date	Jul 20, 2025
Prior Transfer Doc	0000047649
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 WESTCOTT ST, BLOOMFIELD, NJ 07003-3214
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021044824
Date	Apr 12, 2021
Instrument	2021044824

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 WESTCOTT ST, BLOOMFIELD, NJ 07003-3214
Document Number	0000035400
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WESTCOTT ST BLOOMFIELD NJ 070033214, BLOOMFIELD, NJ 07003-3214

Mortgage

Document Number	0000035400
Date	Apr 7, 2020
Instrument	35400

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 7, 2020
Property Address	7 WESTCOTT ST, BLOOMFIELD, NJ 07003-3214
Document Number	0000035399
Instrument Date	Mar 19, 2020
Instrument	35399
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WESTCOTT ST BLOOMFIELD NJ 070033214, BLOOMFIELD, NJ 07003-3214

Mortgage

Document Number	35400
Date	Apr 7, 2020
Instrument	35400

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 29, 2018
Property Address	7 WESTCOTT ST, BLOOMFIELD, NJ 07003-3214
Document Number	0000112219
Instrument Date	Dec 13, 2018
Instrument	112219
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 WESTCOTT ST BLOOMFIELD NJ 070033214, BLOOMFIELD, NJ 07003-3214

Mortgage

Document Number	112220
Date	Dec 29, 2018
Instrument	112220

Lender

Name	PLANET MGMT GRP LLC
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	May 29, 2018
Property Address	7 WESTCOTT ST, BLOOMFIELD, NJ 07003-3214
Document Number	0000046390
Instrument Date	May 17, 2018
Instrument	46390
Transaction Type	Foreclosure
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	354 EISENHOWER PKWY #2250 LIVINGSTON NJ 070391056, 2250, LIVINGSTON, NJ 07039-1056

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,500 (-) Land $78,400 Building $245,100	$323,500 (-) Land $78,400 Building $245,100
2025	$11,287.00 (+2.86%)	$323,500 (-) Land $78,400 Building $245,100	$323,500 (-) Land $78,400 Building $245,100
2024	$10,973.00 (+5.94%)
2023		$323,500 Land $78,400 Building $245,100	$323,500 Land $78,400 Building $245,100
2022	$10,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	79 (1984–2026)
Claims Outside the SFHA	8 of 79
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, Optimum, T-Mobile.

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