7 Waves Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 7 Waves Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1989
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (May 2003)
Tax Bill	$924 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7019-00090-0090`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7019-00090-0090`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Driveway	Concrete Driveway
Driveway Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 WAVES PL
City	PALM COAST
State	FL
Zip	32164-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 19 BL 9 LT 9 OR 216 PG 902 OR 384 PG 802 OR 397 PG 620 OR 398 PG 657-CD OR 411 PG 621 OR 631 PG 720 OR 929 PG 1264 OR 1569 PG 1382 OR 2409/1638-DC
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	9
Legal Lot Number	9
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1002
Census Tract	60211

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 WAVES PL, PALM COAST, FL 32164-7637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2003 · Amount on Record
Deed Sale	May 13, 2003 · Amount on Record
Prior Sale	Oct 23, 1998 · Amount on Record
Deed Book / Page	929 / 1264
Last Transfer Date	Dec 23, 2019
Transfer Doc	0024091637
Record Updated	Jun 8, 2026

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FLAGLER FL
Recording Date	Jan 2, 2020
Property Address	7 WAVES PL, PALM COAST, FL 32164-7637
Document Number	0024091637
Book / Page	002409 / 001637
Instrument Date	Dec 23, 2019
Instrument	80
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WAVES PL PALM COAST FL 321647637, PALM COAST, FL 32164-7637

Mortgage

Document Number	24091620
Date	Jan 2, 2020
Book Page	002409/001620
Instrument	79

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00 (+3.59%) Homeowner's exemption	$94,029 (+5.99%)	$203,353 (-0.3%) Land $55,000 Building $148,353
2024	$892.00 (+4.69%)
2023	$852.00 (+3.15%) Homeowner's exemption	$88,718 (+3%)	$203,962 (+4%) Land $52,500 Building $151,462
2022	$826.00 Homeowner's exemption	$86,134	$196,117 Land $49,000 Building $147,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20