Flagler County property record for 7 Wavering Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,558 sqft · built 2004 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (Jul 2019) |
| Tax Bill | $5,181 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Mar 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7019-00060-0130 |
| Primary APN | 07-11-31-7019-00060-0130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,558 sqft Living Area |
| Gross Area | 3,821 sqft |
| 1st Floor Area | 2,558 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 15,899 sqft (0.365 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 594 sqft |
| Pool Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 WAVERING PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 19 BL 6 LT 13 OR 231 PG 875 OR 692 PG 1425-1426-DC & ACM OR 692 PG 1427 OR 1285 PG 1411 OR 2366/1522-1523-DC & ACM OR 2366/1525 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60211 |
7 Wavering Pl is owned and occupied by an individual who bought it in July 2019.
Source: Flagler County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 WAVERING PL, PALM COAST, FL 32164-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Jul 2, 2019 | Warranty Deed, Transfer COVENANT TITLE, COVENANT CLOSING & TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on File |
| Deed Sale | Jul 2, 2019 · Amount on File |
| Prior Sale | Jul 19, 2005 · Amount on File |
| Deed Document Number | 201924308 |
| Deed Book / Page | 2366 / 1525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 WAVERING PL, PALM COAST, FL 32164-7639 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 7 WAVERING PL, PALM COAST, FL 32164-7639 |
| Document Number | 0027331363 |
|---|---|
| Date | Nov 8, 2022 |
| Book Page | 2733/1363 |
| Instrument | 2022053498 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 WAVERING PL, PALM COAST, FL 32164-7639 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7 WAVERING PL, PALM COAST, FL 32164-7639 |
| Document Number | 0025440703 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 2544/703 |
| Instrument | 2021016790 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 2, 2019 |
| Property Address | 7 WAVERING PL, PALM COAST, FL 32164-7639 |
| Document Number | 0023661525 |
| Book / Page | 002366 / 001525 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 24308 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $2,583.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 WAVERING PL PALM COAST FL 321647639, PALM COAST, FL 32164-7639 |
The 2025 property tax bill for 7 Wavering Pl was $5,181 with a homeowner's exemption, up 2.4% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,181.00 (+2.35%) Homeowner's exemption | $328,225 | $441,876 Land $57,750 Building $384,126 |
| 2024 | $5,062.00 (+2.35%) | ||
| 2023 | $4,946.00 (+0.77%) Homeowner's exemption | $309,684 (+3%) | $442,668 (+6.18%) Land $55,125 Building $387,543 |
| 2022 | $4,908.00 Homeowner's exemption | $300,664 | $416,893 Land $51,450 Building $365,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Wavering Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Wavering Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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