7 Watson Dr, Trafalgar, IN 46181 Property Records

Johnson County property record for 7 Watson Dr, Trafalgar, IN 46181

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Feb 2025)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71000202004/00`

Property Details

APN / Parcel Number

Primary APN	`71000202004/00`
Alternative APNs	`41-10-02-044-041.000-016` `00001100085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001100085
Street Address	7 WATSON DR
City	TRAFALGAR
State	IN
Zip	46181-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE ESTATES SEC 1 LOT 4 MP NINEV\HENSL\JACK
Legal Subdivision	SPRING LAKE ESTATES SEC 1
Legal Lot Number	4
Jurisdiction	JOHNSON IN
Township / Civil Division	HENSLEY
Census Block Group	2
Census Block	2010
Census Tract	611400

Owner

Source: Johnson County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7 WATSON DR, TRAFALGAR, IN 46181-8639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage INDIAN HOUSING & COMMUNITY
Jun 5, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	20253435
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	Jun 26, 2026
Property Address	7 WATSON DR, TRAFALGAR, IN 46181-8639
Document Number	0000012683
Instrument Date	Jun 20, 2026
Instrument	202612683
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WATSON DR, TRAFALGAR, IN 46181-8639

Mortgage

Document Number	0000012683,
Date	Jun 26, 2026
Instrument	202612683

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	7 WATSON DR, TRAFALGAR, IN 46181-8639
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021009352
Date	Mar 29, 2021
Instrument	2021-009352

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 29, 2021
Property Address	7 WATSON DR, TRAFALGAR, IN 46181-8639
Document Number	2021009351
Map Reference	PC C PG 769
Instrument Date	Mar 19, 2021
Instrument	2021-009351
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WATSON DR, TRAFALGAR, IN 46181-8639

Mortgage

Document Number	2021009353
Date	Mar 29, 2021
Instrument	2021-009353

Lender

Name	INDIAN HOUSING & COMMUNITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 19, 2024

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 5, 2020
Property Address	7 WATSON DR, TRAFALGAR, IN 46181-8639
Document Number	2020014247
Map Reference	PC C PG 769
Instrument Date	Jun 4, 2020
Instrument	2020-014247
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7808 BROCKS LN, NINEVEH, IN 46164-9178

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Hensley Township
Municipality	Trafalgar Town
Unified School District	Nineveh-Hensley-Jackson United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (-5.3%) Homeowner's exemption	$261,700 (+10.47%) Land $40,000 Building $221,700	$261,700 (+10.47%) Land $40,000 Building $221,700
2024	$2,283.00 (+3.02%)
2023	$2,216.00 (-1.07%) Homeowner's exemption	$236,900 (+5.76%) Land $40,000 Building $196,900	$236,900 (+5.76%) Land $40,000 Building $196,900
2022	$2,240.00	$224,000 Land $27,600 Building $196,400	$224,000 Land $27,600 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAFALGAR WATER DEPARTMENT serves 1,490 people · EPA ID IN5241014
Water Source	Purchased groundwater from several systems
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
JC Fiber Fiber	3,000 / 3,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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