Worcester County property record for 7 Watertown Rd, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 1977 |
| Lot Size | 0.255 acres (11,116 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,200 (Feb 1988) |
| Tax Bill | $2,225 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-045838 |
| Primary APN | 03-045838 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,848 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,116 sqft (0.255 acres) |
| Garage Type | Built-in |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 170 sqft |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 045838 |
|---|---|
| Street Address | 7 WATERTOWN RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT B-11-373 1116 SQ FT DEERFIELD COURT PL OCEAN PINES SEC 11 |
| Legal Subdivision | OCEAN PINES SEC 11 |
| Legal Lot Number | 373 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951102 |
7 Watertown Rd is owned and occupied by an individual who bought it in February 1988.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 WATERTOWN RD, BERLIN, MD 21811-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 14, 2018 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA CALIFORNIA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 1988 · Amount on File |
| Deed Sale | Feb 8, 1988 · Amount on File |
| Deed Book / Page | 4510 / 543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 7 WATERTOWN RD, OCEAN PINES, MD 21811-1716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0085810337 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 8581/337 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 7 WATERTOWN RD, OCEAN PINES, MD 21811-1716 |
| Document Number | 0071780248 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7 WATERTOWN RD BERLIN MD 218111716, BERLIN, MD 21811-1716 |
| Document Number | 0071780248 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 007178/000248 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 19, 2058 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7 Watertown Rd was $2,225 with a homeowner's exemption, up 1% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,225.00 (+1%) Homeowner's exemption | $268,833 | $288,100 Land $82,600 Building $205,500 |
| 2025 | $2,203.00 Homeowner's exemption | ||
| 2023 | $2,046.00 | $213,800 | $230,300 Land $82,600 Building $147,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Watertown Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 301 policies |
| Nearby Flood Policies | 301 in force |
| Nearby Flood Claims | 6 (2011–2026) |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Watertown Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
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