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7 Waters Edge, Winfield, WV 25213 Property Records

Putnam County property record for 7 Waters Edge, Winfield, WV 25213 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1992
Square Footage2,708 sqft Living Area
Lot Size7,144 sqft (0.164 acres)
OccupancyOwner Occupied
Last Sale$355,000 (2025)
Tax Bill$1,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-5-0035.0000
Alternative APNs
  • 40-13-5-0035.0000
  • 00027432

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,708 sqft Living Area
1st Floor1,282 sqft 1st Floor
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Lot Area7,144 sqft (0.164 acres)
Depth X Width87 ft x 83 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number00027432
Street Address7 WATERS EDGE
CityWINFIELD
StateWV
Zip25213-9751
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 15 SEC B WINFIELD WAY SUBD
Legal SubdivisionWINFIELD WAY SUB
Legal Lot Number15
JurisdictionPUTNAM WV
Minor Civil Division2
Census Blockgroup2
Census Block2053
Census Tract20400

Owner

Source: Putnam County records · APN 13-5-0035.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7 WATERS EDGE, WINFIELD, WV 25213-9751
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2025Warranty Deed, Transfer · Conventional Mortgage
CITY NATIONAL BANK W VIRGINIA
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleMay 15, 2012 · Amount on Record
Deed Doc Number0000635792
Deed Book / Page635 / 792
Record RefreshedJun 08, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM WV
Recording DateMar 27, 2025
Property Address7 WATERS EDGE, WINFIELD, WV 25213-9751
Document Number000635/792
Book / Page635 / 792
Map ReferenceDB 344 PG 650
Instrument DateMar 20, 2025
Transaction TypeTransfer
Record UpdatedDec 05, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,562.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address7 WATERS EDGE, WINFIELD, WV 25213-9751

Mortgage

Document Number0001383686
DateMar 27, 2025
Instrument1383/686
Lender
NameCITY NATIONAL BANK W VIRGINIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.29%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateApr 01, 2020
Change FrequencyAnnually
Min Rate At Change4.29%
Max Rate At Change8.29%
Index1-Year CMT
Max Rate10.2%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM WV
Property Address7 WATERS EDGE, WINFIELD, WV 25213-9751
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001306/396
DateNov 15, 2021
Book Page1306/396
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyPutnam County
MunicipalityWinfield Town
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,948.00 (-2.06%) Homeowner's exemption$150,240 (-3.88%) Land $32,160 Building $118,080$250,400 (-3.88%) Land $53,600 Building $196,800
2023$1,989.00 (+3.49%) Homeowner's exemption$156,300 (+2.48%) Land $30,060 Building $126,240$260,500 (+2.48%) Land $50,100 Building $210,400
2022$1,922.00 Homeowner's exemption$152,520 Land $30,060 Building $122,460$254,200 Land $50,100 Building $204,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 34% of the US · above 45% of West Virginia
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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