7 Waterfowl Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 7 Waterfowl Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,503 sqft · built 2021
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on File
Last Sale	$177,500 (Sep 2020)
Tax Bill	$13,054 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242001667`

Property Details

APN / Parcel Number

Primary APN	`242001667`
Alternative APN	`R614 046 000 0219 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,503 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	7 WATERFOWL RD
City	BLUFFTON
State	SC
Zip	29910-8389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5302 BLK K-2 PALMETTO BLUFF PH 2 PARCEL A PB137 P8-10; PB137 P101-103 PB138
Legal Subdivision	PALMETTO BLUFF S/D
Legal Phase	2
Legal Block	K-2
Legal Lot Number	5302
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1102
Census Tract	2102

Owner

7 Waterfowl Rd is owned by a company that bought it in September 2020.

Source: Beaufort County records, as of July 10, 2026

Owner of Record	2 Company Names on File
Mailing Address	7 WATERFOWL RD, BLUFFTON, SC 29910-8389
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit PALMETTO STATE BANK
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit PALMETTO STATE BANK
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PALMETTO STATE BANK
Sep 2, 2020	Deed, Transfer · Line of Credit HERITAGE TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Jul 17, 2014 · Amount on File
Deed Document Number	202049269
Deed Book / Page	3904 / 1979
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 25, 2026
Property Address	7 WATERFOWL RD, BLUFFTON, SC 29910-8389
Document Number	0000028339
Book / Page	4552 / 1201
Instrument Date	Jun 22, 2026
Instrument	202628339
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	7 WATERFOWL RD, BLUFFTON, SC 29910-8389
Investor	Possibly a Property Investor

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	7 WATERFOWL RD, BLUFFTON, SC 29910-8389
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WATERFOWL RD, BLUFFTON, SC 29910-8389

Mortgage

Document Number	0000085382
Date	Dec 10, 2021
Book Page	4093/777
Instrument	2021085382

Lender

Name	PALMETTO STATE BANK
Type	Bank
Address	BLUFFTON, SC 29910

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2032

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	7 WATERFOWL RD, BLUFFTON, SC 29910-8389
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 STATION PKWY, BLUFFTON, SC 29910-9516

Mortgage

Document Number	0000012750
Date	Feb 23, 2021
Book Page	3974/2345
Instrument	2021012750

Lender

Name	PALMETTO STATE BANK
Type	Bank
Address	BLUFFTON, SC 29910

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 19, 2022

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	7 WATERFOWL RD, BLUFFTON, SC 29910-8389
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010337
Date	Feb 18, 2022
Book Page	4116/2320
Instrument	2022010337

Lender

Name	PALMETTO STATE BANK
Type	Bank
Address	28924

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 2, 2020
Property Address	7 WATERFOWL RD, BLUFFTON, SC 29910-8389
Document Number	0000049269
Book / Page	3904 / 1979
Map Reference	MB 137 PG 101
Instrument Date	Aug 14, 2020
Instrument	2020049269
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	244 WATERFOWL RD, BLUFFTON, SC 29910-7747

Mortgage

Document Number	0000049270
Date	Sep 2, 2020
Instrument	2020049270

Lender

Name	HERITAGE TRUST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7 Waterfowl Rd was $13,054, down 33.3% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,054.00 (-33.3%)	$46,000 (-34.29%)
2024	$19,572.00 (+176.28%)	$70,000 (-19.99%) Land $19,000 Building $51,000	$1,750,000 (-) Land $475,000 Building $1,275,000
2023	$7,084.00 (+9.41%)	$87,484 (+118.71%) Land $19,000 Building $68,484	$1,750,000 (+75%) Land $475,000 Building $1,275,000
2022	$6,475.00 Homeowner's exemption	$40,000 Land $7,100 Building $32,900	$1,000,000 Land $177,500 Building $822,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Waterfowl Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Waterfowl Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: T-Mobile.

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