7 Water St, Lubec, ME 04652 Property Records

Washington County and Lubec Town property record for 7 Water St, Lubec, ME 04652

Property Summary

Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on File
Last Sale$550,000 (Jun 2007)
Tax Bill$8,522 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2023 Refinance
Flood ZoneZone X (minimal risk)
APNLUBE M:015 L:071

Property Details

APN / Parcel Number

Primary APNLUBE M:015 L:071
Alternative APN
  • 887

Exterior

Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Account Number887
Street Address7 WATER ST
CityLUBEC
StateME
Zip04652-1142
Property CategoryOther
Property TypeUnknown
Legal Lot Number71
JurisdictionLUBEC ME
Township / Civil DivisionLUBEC
Census Block Group1
Census Block1017
Census Tract955800

Owner

7 Water St is owned by a company that bought it in June 2007.

Source: Washington County and Lubec Town records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address7 WATER ST, LUBEC, ME 04652-1142
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage
MACHIAS SAVINGS BANK
Nov 16, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
MACHIAS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2007 · Amount on File
Deed SaleJun 27, 2007 · Amount on File
Deed Document Number20076596
Deed Book / Page3301 / 265
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBEC ME
Property Address7 WATER ST, LUBEC, ME 04652-1142
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052320101
DateOct 3, 2025
Book Page5232/101
Instrument2025-8271
Lender
NameMACHIAS SAVINGS BANK
TypeBank
Agreement
AmountAmount on Record

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBEC ME
Property Address7 WATER ST, LUBEC, ME 04652-1142
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050650061
DateNov 16, 2023
Book Page5065/61
Instrument2023-9544
Lender
NameMACHIAS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7 Water St was $8,522, up 6.3% from the year before.

Source: Washington County and Lubec Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyWashington County
County SubdivisionLubec Town
Unified School DistrictSchool Administrative District 19 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,522.00 (+6.31%)$421,900 (-) Land $42,000 Building $379,900
2024$8,016.00 (+23.4%)$421,900 (+0.01%) Land $42,000 Building $379,900
2023$6,496.00 (+67.51%)$421,847 (+163.36%) Land $41,950 Building $379,897
2022$3,878.00$160,181 Land $25,269 Building $134,912

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016–2020)
Most Recent ClaimApr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBEC WATER DISTRICT
serves 1,775 people · EPA ID ME0090900
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Water St

Nearby Streets

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