7 Walnut St, Phelps, KY 41553 Property Records

Pike County property record for 7 Walnut St, Phelps, KY 41553 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1976
Square Footage	1,794 sqft Living Area
Garage	Attached, 504 sqft
Occupancy	Owner Occupied
Last Sale	$62,500 (1999)
Tax Bill	$224.00 (2025)

Owner

Source: Pike County records · APN 198-10-07-001.00

Assessment roll updated November 15, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 WALNUT ST, PHELPS, KY 41553-8478
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 1999 · Amount on Record
Deed Sale	Oct 01, 1999 · Amount on Record
Deed Doc Number	0000779390
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	7 WALNUT ST, PHELPS, KY 41553-8478
Transaction Type	Mortgage
Record Updated	Sep 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0010000520
Date	May 22, 2017
Book Page	1000/0520

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	Pikeville, KY 41502

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 01, 2024
Min Rate At Change	3.37%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated November 15, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$224.00 (-16.42%) Homeowner's exemption	$62,500 (-)	$62,500 (-)
2023	$268.00 Homeowner's exemption	$62,500	$62,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pike County (21195C), updated May 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 78% of the US · above 91% of Kentucky
Wildfire Likelihood	About 1 in 172 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`198-10-07-001.00`
Alternative APN	`30030`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,794 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1976
Architectural Style	Split Level Style
Exterior Material	Brick Exterior
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Patio Area	420 sqft Patio
Porch	Porch
Porch Area	84 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	7 WALNUT ST
City	PHELPS
State	KY
Zip	41553-8478
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & 2 TRACTS
Legal Tract	2
Jurisdiction	PIKE KY
Minor Civil Division	PHELPS
Census Blockgroup	1
Census Block	1034
Census Tract	931700