7 Waite St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 7 Waite St, Worcester, MA 01604

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 2,982 sqft · built 1900
Lot Size	0.118 acres (5,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 2001)
Tax Bill	$5,620 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-018-00016`

Property Details

APN / Parcel Number

Primary APN	`16-018-00016`
Alternative APN	`WORC M:16 B:018 L:00016`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,982 sqft Living Area
Gross Area	4,636 sqft
1st Floor Area	994 sqft
Attic	Attic
Attic Area	800 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Combination
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,134 sqft (0.118 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	16-018-00016
Street Address	7 WAITE ST
City	WORCESTER
State	MA
Zip	01604-2887
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	BG-2
Legal Block	18
Legal Lot Number	16
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2009
Census Tract	731801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 WAITE ST, WORCESTER, MA 01604-2887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Feb 14, 2017	Deed of Trust, Mortgage CENTRAL ONE FCU
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2001 · Amount on Record
Deed Sale	Jul 17, 2001 · Amount on Record
Deed Book / Page	24437 / 135
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 WAITE ST, WORCESTER, MA 01604-2887
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067897-194
Date	Jul 13, 2022
Book Page	67897/194
Instrument	76246

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 WAITE ST, WORCESTER, MA 01604-2887
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56738-177
Date	Feb 14, 2017
Book Page	56738/177
Instrument	16064

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Feb 1, 2029

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 WAITE ST, WORCESTER, MA 01604-2887
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63169-293
Date	Sep 2, 2020
Book Page	63169/293
Instrument	100348

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,620.00 (+3.73%)	$423,200 (+3.02%) Land $87,500 Building $335,700
2025	$5,418.00 (+12.01%)	$410,800 (+21.79%) Land $82,300 Building $328,500
2023	$4,837.00	$337,300 Land $71,600 Building $265,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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