7 W Prospect St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 7 W Prospect St, Ilion, NY 13357 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1900
Square Footage2,151 sqft Living Area
Lot Size9,768 sqft (0.224 acres)
OccupancyOwner Occupied
Last Sale$95,400 (2014)
Tax Bill$4,280.00 (2025)

Property Details

APN / Parcel Number

Primary APN212801 119.35-2-50
Alternative APNs
  • 280111903500020500000000
  • 188369

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area2,151 sqft Living Area
1st Floor828 sqft 1st Floor
2nd Floor801 sqft 2nd Floor
Upper Floors522 sqft Upper Floors
Attic Area522 sqft Attic
Attic1 Attic
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,768 sqft (0.224 acres)
Depth X Width148 ft x 66 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area336 sqft Garage
Porch1 Porch
Porch Area187 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number188369
Street Address7 W PROSPECT ST
CityILION
StateNY
Zip13357-1415
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description7 W PROSPECT ST R1 G SP
Legal Block2
Legal Lot Number50.000
JurisdictionHERKIMER NY
Minor Civil DivisionGERMAN FLATTS
Census Blockgroup1
Census Block1007
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.35-2-50

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 W PROSPECT ST, ILION, NY 13357-1415
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLAZA HOME MORTGAGE INC
Jul 30, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2014 · Amount on Record
Deed SaleOct 24, 2014 · Amount on Record
Deed Book / Page1546 / 181
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address7 W PROSPECT ST, ILION, NY 13357-1415
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20231919
DateMay 01, 2023
InstrumentRP2023-1919
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address7 W PROSPECT ST, ILION, NY 13357-1415
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20214191
DateJul 30, 2021
Instrument2021-4191
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00 (+5.63%)$65,400 (-) Land $9,800 Building $55,600$122,472 (+3%) Land $18,352 Building $104,120
2023$65,400 Land $9,800 Building $55,600$118,909 Land $17,818 Building $101,091
2020$4,052.00

Flood & Wildfire

Our records do not include FEMA flood map data for 7 W Prospect St; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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