Baltimore City property record for 7 W Montgomery St, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,160 sqft · built 1995 |
| Lot Size | 0.026 acres (1,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,732 (Jul 2010) |
| Tax Bill | $10,119 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage Feb 2022 Sale & Mortgage |
| APN | 22-09-0904-043 |
| Primary APN | 22-09-0904-043 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,120 sqft (0.026 acres) |
| Lot Dimensions | 56 ft deep x 20 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 090904 043 |
|---|---|
| Street Address | 7 W MONTGOMERY ST |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-3971 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | 20X56 |
| Legal Subdivision | MONTGOMERY SQUARE TWNHSES |
| Legal Block | 904 |
| Legal Lot Number | 43 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 220100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Federal Hill Historic District listed 1970 · 8 contributing resources · NRIS 70000859 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 W Montgomery St, a townhouse, is owned and occupied by two individuals who bought it in July 2010.
Source: Baltimore City records, as of July 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 W MONTGOMERY ST, BALTIMORE, MD 21230-3971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF COMMERCIAL FCU |
| Feb 1, 2022 | Deed, Transfer · Conventional Mortgage TOYOTA FINANCIAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2010 · Amount on File |
| Deed Sale | Jul 3, 2010 · Amount on File |
| Prior Sale | Aug 18, 2006 · Amount on File |
| Deed Document Number | 2010518 |
| Deed Book / Page | 12753 / 219 |
| Prior Transfer Date | Jun 29, 2010 |
| Prior Transfer Doc | 0127530219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 7 W MONTGOMERY ST, BALTIMORE, MD 21230-3971 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0203900360 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 20390/360 |
| Name | DEPARTMENT OF COMMERCIAL FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | WASHINGTON, DC 20230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Feb 1, 2022 |
| Property Address | 7 W MONTGOMERY ST, BALTIMORE, MD 21230-3971 |
| Document Number | 0242130082 |
| Book / Page | 24213 / 82 |
| Map Reference | PL SEB3463 |
| Instrument Date | Oct 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CC TITLE, C&C TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0002421392 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 24213/92 |
| Name | TOYOTA FINANCIAL SAVINGS BANK |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2051 |
Source: Baltimore City assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $435,267 | $439,700 Land $150,000 Building $289,700 | |
| 2024 | $10,119.00 (+0.56%) | ||
| 2023 | $10,063.00 | $426,400 Land $150,000 Building $276,400 | $426,400 Land $150,000 Building $276,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 7 W Montgomery St; there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 W Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,033 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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