Worcester County and Westminster Town property record for 7 W Main St, Westminster, MA 01473
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,243 sqft · built 1956 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Sep 2025) |
| Tax Bill | $3,396 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:1105 B:L:12 |
| Primary APN | M:1105 B:L:12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,243 sqft Living Area |
| Gross Area | 2,496 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2756 |
|---|---|
| Street Address | 7 W MAIN ST |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-1466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Lot Number | 82 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 708100 |
7 W Main St is owned and occupied by two individuals who bought it in September 2025.
Source: Worcester County and Westminster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 W MAIN ST, WESTMINSTER, MA 01473-1466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Sep 12, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU |
| Feb 6, 2017 | Quit Claim Deed, Transfer PEOPLES UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on File |
| Deed Sale | Sep 12, 2025 · Amount on File |
| Prior Sale | Feb 6, 2017 · Amount on File |
| Deed Document Number | 202512386 |
| Deed Book / Page | 11063 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 7 W MAIN ST, WESTMINSTER, MA 01473-1466 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009879-124 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 9879/124 |
| Instrument | 2995 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Sep 12, 2025 |
| Property Address | 7 W MAIN ST, WESTMINSTER, MA 01473-1466 |
| Document Number | 00011063-2 |
| Book / Page | 11063 / 2 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 12386 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 W MAIN ST, WESTMINSTER, MA 01473-1466 |
| Document Number | 0000012387 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 12387 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Oct 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Feb 6, 2017 |
| Property Address | 7 W MAIN ST, WESTMINSTER, MA 01473-1466 |
| Document Number | 8757-370 |
| Book / Page | 8757 / 370 |
| Instrument | 2266 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26.42 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 87580001 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 08758/0001 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2026 property tax bill for 7 W Main St was $3,396, up 3.6% from the year before.
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,396.00 (+3.57%) | $289,500 (+8.59%) Land $107,500 Building $182,000 | $411,065 (+28.78%) |
| 2025 | $3,279.00 (+3.86%) | $266,600 (+3.53%) Land $107,500 Building $159,100 | $319,200 |
| 2024 | $3,157.00 (-0.35%) | $257,500 (+6.14%) Land $107,500 Building $150,000 | |
| 2023 | $3,168.00 | $242,600 Land $100,500 Building $142,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 W Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000 |
|---|---|
| Water Source | Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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