7 W Bluff Dr, Savannah, GA 31406 Property Records

Chatham County property record for 7 W Bluff Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 1,006 sqft · built 2021
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$2,850,000 (Mar 2019)
Tax Bill	$94,907 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-0304-02-010`

Property Details

APN / Parcel Number

Primary APN	`1-0304-02-010`
Alternative APN	`M303J203`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,006 sqft Living Area
1st Floor Area	3,363 sqft
Utility Area	204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Clay Tile
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	448 ft deep x 104 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	1,353 sqft
Deck Area	255 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7 W BLUFF DR
City	SAVANNAH
State	GA
Zip	31406-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT AT ISLE OF HOPE SOUTH OF C RAMER DRIVE
Legal Subdivision	ROBERTS L K
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2010
Census Tract	11004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Isle of Hope Historic District listed 1984 · 83 contributing resources · NRIS 84003874

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 W Bluff Dr is owned and occupied by an individual who bought it in March 2019.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	7 W BLUFF DR, SAVANNAH, GA 31406-7504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit PALMETTO STATE BANK
Mar 12, 2019	Warranty Deed, Transfer · Closed-End Mortgage PALMETTO STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Deed Document Number	20192459
Deed Book / Page	1575 / 431
Prior Transfer Date	May 4, 2016
Prior Transfer Doc	0797/595
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	7 W BLUFF DR, SAVANNAH, GA 31406-7504
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 W BLUFF DR, SAVANNAH, GA 31406-7504

Mortgage

Document Number	0023850117
Date	May 26, 2021
Book Page	0000002385/0000000117

Lender

Name	PALMETTO STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2024

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 12, 2019
Property Address	7 W BLUFF DR, SAVANNAH, GA 31406-7504
Document Number	0015750431
Book / Page	1575 / 431
Instrument Date	Mar 12, 2019
Instrument	2019-002459
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 TIDEWATER WAY, SAVANNAH, GA 31411-2101

Mortgage

Document Number	0015750434
Date	Mar 19, 2019
Book Page	0000001575/0000000434
Instrument	031576280013

Lender

Name	PALMETTO STATE BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 7 W Bluff Dr was $94,907, up 165.9% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,806,360 (+4.49%) Land $573,240 Building $2,233,120	$7,015,900 (+4.49%) Land $1,433,100 Building $5,582,800
2025	$94,907.00 (+165.87%)	$2,685,720 Land $573,240 Building $2,112,480	$6,714,300 Land $1,433,100 Building $5,281,200
2024	$35,697.00
2023		$1,063,400 (+71.34%) Land $573,240 Building $490,160	$2,658,500 (+71.34%) Land $1,433,100 Building $1,225,400
2022		$620,640 Land $573,240 Building $47,400	$1,551,600 Land $1,433,100 Building $118,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 W Bluff Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	41 (1994–2019)
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 16 claims Hurricane Matthew, Oct 2016 · 7 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 W Bluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKERSBURG SUBDIVISION private · serves 1,253 people · EPA ID GA0510038
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	13 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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