7 W 7th St, Frederick, MD 21701 Property Records

Frederick County property record for 7 W 7th St, Frederick, MD 21701

Property Summary

Property TypeCommercial
Details3 ba · 1,300 sqft · built 1925
Lot Size0.046 acres (2,017 sqft)
OwnerIndividual Name on Record
Last Sale$337,000 (Nov 2020)
Tax Bill$6,915 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-043637

Property Details

APN / Parcel Number

Primary APN02-043637
Alternative APNs
  • 2043637
  • 043637

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,900 sqft Gross Area
1st Floor Area700 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area2,017 sqft (0.046 acres)
View / LotCommercial/Industrial
PorchOpen Porch
Porch Area292 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number043637
Street Address7 7TH ST
CityFREDERICK
StateMD
Zip21701
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeDB
Legal DescriptionLT 2,017 SQ. FT. 7 W. 7TH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1024
Census Tract750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7 W 7TH ST, FREDERICK, MD 21701-4501
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Oct 23, 2017Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleOct 23, 2017 · Amount on Record
Deed Book / Page14269 / 464
Prior Transfer DateFeb 16, 2015
Prior Transfer Doc0104070259
Record UpdatedOct 29, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 16, 2020
Property Address7 W 7TH ST, FREDERICK, MD 21701-4501
Document Number0142690464
Book / Page14269 / 464
Map ReferenceMB 72 PG 83&84
Instrument DateOct 29, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$842.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 W 7TH ST, 7, FREDERICK, MD 21701-4501

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7 W 7TH ST, FREDERICK, MD 21701-4501
InvestorPossibly a Property Investor

Mortgage

Document Number14269470
DateNov 16, 2020
Instrument14269/470
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateOct 23, 2017
Property Address7 W 7TH ST, FREDERICK, MD 21701-4501
Document Number0120950289
Book / Page012095 / 000289
Instrument DateOct 17, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 W 7TH ST FREDERICK MD 217014501, FREDERICK, MD 21701-4501

Mortgage

Document Number120950296
DateOct 23, 2017
Book Page012095/000296
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 22, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$376,633 (+18.69%)$381,900 (+2.11%) Land $140,100 Building $241,800
2025$6,915.00 (+19.39%)
2023$5,792.00$317,333$374,000 Land $140,100 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2018–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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