Westerly Town property record for 7 Vose St, Westerly, RI 02891
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3 ba · 3,130 sqft · built 1920 |
| Lot Size | 0.228 acres (9,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jul 2020) |
| Tax Bill | $3,791 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jun 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:67 B:151 |
| Primary APN | WEST M:67 B:151 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,130 sqft Living Area |
| Gross Area | 5,302 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,920 sqft (0.228 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13303100 |
|---|---|
| Street Address | 7 VOSE ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2289 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 151 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50801 |
Source: Westerly Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 VOSE ST, WESTERLY, RI 02891-2289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Mar 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage SHAMROCK HOME LOANS |
| Jul 24, 2020 | Warranty Deed, Transfer · FHA Mortgage SHAMROCK HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 20203349 |
| Deed Book / Page | 2020 / 14417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 7 VOSE ST, WESTERLY, RI 02891-2289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026-1867 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 2026/1867 |
| Instrument | 2026-415 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 7 VOSE ST, WESTERLY, RI 02891-2289 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-10963 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 2022/10963 |
| Instrument | 2022-2573 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 7 VOSE ST, WESTERLY, RI 02891-2289 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-7159 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 2021/7159 |
| Instrument | 2021-1585 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 24, 2020 |
| Property Address | 7 VOSE ST, WESTERLY, RI 02891-2289 |
| Document Number | 2020-4417 |
| Book / Page | 002020 / 014417 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 3349 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 MORTON AVE #A NEWPORT RI 028404067, A, NEWPORT, RI 02840-4067 |
| Document Number | 2020-4423 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 002020/014423 |
| Instrument | 3345 |
| Name | SHAMROCK HM LNS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,791.00 (+7.97%) | $487,300 (+41%) Land $145,200 Building $342,100 |
| 2023 | $3,511.00 (+0.57%) | $345,600 (-) Land $104,000 Building $241,600 |
| 2022 | $3,491.00 | $345,600 Land $104,000 Building $241,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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