Kenton County property record for 7 Virginia Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,155 sqft · built 1929 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $698 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-04-003.00 |
| Primary APN | 028-40-04-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,155 sqft Finished Area |
| Gross Area | 1,431 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 185 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 7 VIRGINIA AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REQUARDT LOT 38 |
| Legal Subdivision | REQUARDT AUGUSTA |
| Legal Lot Number | 38 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 64700 |
7 Virginia Ave is owned and occupied by two individuals.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 VIRGINIA AVE, FT MITCHELL, KY 41017-2958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 14, 2026 |
| Property Address | 7 VIRGINIA AVE, FT MITCHELL, KY 41017-2958 |
| Document Number | 0000021030 |
| Book / Page | 497 / 662 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202621030 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7 VIRGINIA AVE, FT MITCHELL, KY 41017-2958 |
| Document Number | 0000021030, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 497/662 |
| Instrument | 202621030 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 7 Virginia Ave was $698 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,800 (-) Land $65,000 Building $170,800 | $235,800 (-) Land $65,000 Building $170,800 | |
| 2025 | $698.00 Homeowner's exemption | $235,800 Land $65,000 Building $170,800 | $235,800 Land $65,000 Building $170,800 |
| 2023 | $770.00 Homeowner's exemption | $235,800 Land $65,000 Building $170,800 | $235,800 Land $65,000 Building $170,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Virginia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7 Virginia Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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