7 Villard Ct, Champaign, IL 61820 Property Records

Champaign County property record for 7 Villard Ct, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 715 sqft · built 1927
Lot Size	0.05 acres (2,197 sqft)
Owner	Company Name on Record
Last Sale	$117,000 (Aug 2023)
Tax Bill	$2,256 (2024)
Deeds & Mortgages	May 2024 Line of Credit Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-252-029`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-252-029`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	715 sqft Building Perimeter
1st Floor Area	715 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Duplex Single
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	2,197 sqft (0.05 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7 VILLARD CT
City	CHAMPAIGN
State	IL
Zip	61820-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 11, PT 12 COOPER AND HARTMAN REPLAT
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	COOPER AND HARTMAN REPLAT
Legal Lot Number	12
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1000
Census Tract	500

Owner

Source: Champaign County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 VILLARD CT, CHAMPAIGN, IL 61820-5118
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Sep 1, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Feb 3, 2005 · Amount on Record
Deed Document Number	202310845
Last Transfer Date	Aug 31, 2023
Transfer Doc	0000012596
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	7 VILLARD CT, CHAMPAIGN, IL 61820-5118
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005924
Date	May 8, 2024
Instrument	2024R05924

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 8, 2029

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 1, 2023
Property Address	7 VILLARD CT, CHAMPAIGN, IL 61820-5118
Document Number	0000012596
Map Reference	MB B PG 214
Instrument Date	Aug 31, 2023
Instrument	2023R12596
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 VILLARD CT, CHAMPAIGN, IL 61820-5118

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 3, 2023
Property Address	7 VILLARD CT, CHAMPAIGN, IL 61820-5118
Document Number	0000010845
Map Reference	MB B PG 214
Instrument Date	Jul 26, 2023
Instrument	2023R10845
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 W CHARLES ST, CHAMPAIGN, IL 61821-4526

Mortgage

Document Number	0000010846
Date	Aug 3, 2023
Instrument	2023R10846

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	7 VILLARD CT, CHAMPAIGN, IL 61820-5118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025578
Date	Dec 4, 2020
Instrument	2020R25578

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,760 (+33.53%) Land $4,670 Building $31,090	$107,280 (+33.53%) Land $14,010 Building $93,270
2024	$2,256.00 (-8.37%)
2022	$2,462.00	$26,780 Land $3,500 Building $23,280	$80,340 Land $10,500 Building $69,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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