7 Vernon Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 7 Vernon Rd, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,184 sqft · built 2001
Lot Size	0.241 acres (10,481 sqft)
Owner	2 Trust Names on File
Last Sale	$1,375,000 (Nov 2021)
Tax Bill	$13,112 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jul 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`32-00000110`

Property Details

APN / Parcel Number

Primary APN	`32-00000110`
Alternative APN	`NATI M:00000032 P:00000110`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,184 sqft Living Area
1st Floor Area	1,464 sqft
Attic	Attic
Attic Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	10,481 sqft (0.241 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	32-00000110
Street Address	7 VERNON RD
City	NATICK
State	MA
Zip	01760-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1001
Census Tract	382602

Owner

7 Vernon Rd is owner-occupied and held in a trust since November 2021.

Source: Middlesex County and Natick Town records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	7 VERNON RD, BELMONT, MA 02478-1030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit VILLAGE BANK
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Nov 9, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 4, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	2021245001
Deed Book / Page	79104 / 338
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	76162-309
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	7 VERNON RD, NATICK, MA 01760-3211
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084281-130
Date	Jun 26, 2025
Book Page	84281/130
Instrument	73398

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	7 VERNON RD, NATICK, MA 01760-3211
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	078337-562
Date	Jul 27, 2021
Book Page	78337/562
Instrument	168545

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	7 VERNON RD, NATICK, MA 01760-3211
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68702-243
Date	Jan 3, 2017
Book Page	68702/243
Instrument	724

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	7 VERNON RD, NATICK, MA 01760-3211
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76551-529
Date	Dec 28, 2020
Book Page	76551/529
Instrument	249785

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Nov 9, 2021
Property Address	7 VERNON RD, NATICK, MA 01760-3211
Document Number	79104-338
Book / Page	79104 / 338
Instrument Date	Nov 9, 2021
Instrument	245001
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 VERNON RD, BELMONT, MA 02478-1030
Investor	Possibly a Property Investor

Mortgage

Document Number	245002
Date	Nov 9, 2021
Instrument	245002

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Nov 13, 2020
Property Address	7 VERNON RD, NATICK, MA 01760-3211
Document Number	76162-309
Book / Page	076162 / 000309
Instrument Date	Oct 14, 2020
Instrument	213024
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	VERNON RD NATICK MA 01760, NATICK, MA 01760

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Nov 4, 2019
Property Address	7 VERNON RD, NATICK, MA 01760-3211
Document Number	73590-242
Book / Page	073590 / 000242
Instrument Date	Oct 28, 2019
Instrument	171810
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,762.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 E 7TH ST BOSTON MA 021274227, BOSTON, MA 02127-4227

Mortgage

Document Number	73590-246
Date	Nov 4, 2019
Book Page	073590/000246
Instrument	171811

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7 Vernon Rd was $13,112, up 3.1% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,112.00 (+3.07%)	$1,096,300 (+5.66%) Land $426,000 Building $670,300	$1,100,195
2024	$12,721.00	$1,037,600 Land $401,000 Building $636,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Vernon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Vernon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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