Suffolk County and Smithtown Town property record for 7 Vernon Pl, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,583 sqft · built 1959 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Oct 2007) |
| Tax Bill | $10,923 (2024) |
| Deeds & Mortgages | Mar 2024 Refinance Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 128.-2-36 |
| Primary APN | 473489 128.-2-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,583 sqft Living Area |
| Gross Area | 1,783 sqft |
| 1st Floor Area | 927 sqft |
| 2nd Floor Area | 656 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 VERNON PL |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-541226 TC-170 *2731 LOT 102 OAKWOOD FOREST SEC 4 |
| Legal Subdivision | OAKWOOD FOREST |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 135303 |
7 Vernon Pl is owned and occupied by two individuals who bought it in October 2007.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 VERNON PL, SMITHTOWN, NY 11787-4914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Sep 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2007 · Amount on File |
| Deed Sale | Oct 17, 2007 · Amount on File |
| Deed Book / Page | 12526 / 698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 VERNON PL, SMITHTOWN, NY 11787-4914 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235740805 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 23574/805 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 VERNON PL, SMITHTOWN, NY 11787-4914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230570606 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 23057/606 |
| Instrument | DK019066 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2048 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,820 Land $270 Building $4,550 | $602,500 Land $33,750 Building $568,750 | |
| 2024 | $10,923.00 | ||
| 2023 | $4,820 Land $270 Building $4,550 | $5,540 Land $310 Building $5,230 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Vernon Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Vernon Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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