Bergen County and Ramsey Borough property record for 7 Vaughn Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,820 sqft · built 1973 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (May 2020) |
| Tax Bill | $23,538 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01101-0000-00003 |
| Primary APN | 48-01101-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,820 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 40,511 sqft (0.93 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7 VAUGHN DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0.930AC |
| Legal Subdivision | BROOKHILL ESTATES NORTH INC SE |
| Legal Block | 1101 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 VAUGHN DR, RAMSEY, NJ 07446-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| May 15, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage TD BANK NA |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Deed Document Number | 202049289 |
| Deed Book / Page | 3599 / 1652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 VAUGHN DR, RAMSEY, NJ 07446-1043 |
| Document Number | 0038201053 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 VAUGHN DR RAMSEY NJ 074461043, RAMSEY, NJ 07446-1043 |
| Document Number | 0038201053 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 003820/001053 |
| Instrument | 119801 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 VAUGHN DR, RAMSEY, NJ 07446-1043 |
| Document Number | 0035991657 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 7 VAUGHN DR RAMSEY NJ 074461043, RAMSEY, NJ 07446-1043 |
| Document Number | 0035991657 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 003599/001657 |
| Instrument | 20049290 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 15, 2020 |
| Property Address | 7 VAUGHN DR, RAMSEY, NJ 07446-1043 |
| Document Number | 0035991652 |
| Book / Page | 3599 / 1652 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 20-049289 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9303 WARRENS WAY, 9303, WANAQUE, NJ 07465-1646 |
| Name | Verified Name |
|---|---|
| Address | 7 VAUGHN DR, RAMSEY, NJ 07446-1043 |
| Investor | Possibly a Property Investor |
| Document Number | 20049290 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 20-049290 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 VAUGHN DR, RAMSEY, NJ 07446-1043 |
| Document Number | 0025601270 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 7 VAUGHN DR RAMSEY NJ 074461043, RAMSEY, NJ 07446-1043 |
| Document Number | 0025601270 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 002560/001270 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,217,200 (+6.47%) Land $455,500 Building $761,700 | $1,217,200 (+6.47%) Land $455,500 Building $761,700 | |
| 2025 | $23,538.00 (+7.92%) | $1,143,200 (+47.91%) Land $455,500 Building $687,700 | $1,143,200 (+47.91%) Land $455,500 Building $687,700 |
| 2024 | $21,811.00 (+7.59%) | ||
| 2023 | $772,900 Land $346,300 Building $426,600 | $772,900 Land $346,300 Building $426,600 | |
| 2022 | $20,273.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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