7 VALLEYVIEW DR PONCA CITY OK 746047140, PONCA CITY, OK 74604-7140
Mortgage
Document Number
0000004302
Date
Jun 24, 2020
Book Page
001839/000001
Instrument
4302
Lender
Name
UNITED WHOLESALE MTG
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jun 23, 2050
February 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
KAY OK
Recording Date
Feb 19, 2019
Property Address
7 VALLEYVIEW DR, PONCA CITY, OK 74604-7140
Document Number
0000001166
Book / Page
1799 / 0237
Instrument Date
Feb 15, 2019
Instrument
2019-001166
Transaction Type
Transfer
Record Updated
Mar 15, 2022
Title Company
STEWART TITLE GUARANTY CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$682.50
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Investor
Possibly a Property Investor
Mortgage
Document Number
0000001167
Date
Feb 19, 2019
Instrument
2019-001167
Lender
Name
PROVIDENT FUNDING ASSOCIATES LP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2049
May 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
KAY OK
Recording Date
May 9, 2018
Property Address
7 VALLEYVIEW DR, PONCA CITY, OK 74604-7140
Document Number
0000003566
Book / Page
001775 / 000879
Instrument Date
May 9, 2018
Instrument
3566
Transaction Type
Transfer
Record Updated
Jan 12, 2019
Transaction
Tax
$0.00
Additional
Quitclaim
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
7 VALLEYVIEW DR PONCA CITY OK 746047140, PONCA CITY, OK 74604-7140
Tax Assessment & Valuation
The 2025 property tax bill for 7 Valleyview Dr was $5,358, up 0.3% from the year before.
Source: Kay County assessment roll, as of January 16, 2026
Property Jurisdictions
Type
Name
State
Oklahoma
County
Kay County
Unified School District
Ponca City Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$59,701 (+5%)Land $6,124Building $53,577
$542,736 (+5%)Land $55,670Building $487,066
2025
$5,358.00 (+0.26%)
$56,858 (-0.99%)Land $6,124Building $50,734
$516,892 (-0.99%)Land $55,670Building $461,222
2024
$5,344.00 (-3.97%)
$57,424 (-3.33%)Land $6,124Building $51,300
$522,036 (-3.33%)Land $55,670Building $466,366
2023
$5,565.00
$59,400Land $6,124Building $53,276
$540,000Land $55,670Building $484,330
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 7 Valleyview Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
5 (1993–2025)
Claims Outside the SFHA
3 of 5
Most Recent Claim
Jun 2025 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 7 Valleyview Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 93% of the US · above 94% of Oklahoma
Wildfire Likelihood
1% annual chance
Exposure
None beyond ember reach
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source
Purchased surface water from PONCA CITY MUN WATER
Last State Inspection
Aug 2022
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Ponca City Utility Authority Fiber
1,000 / 1,000
Sparklight Cable
1,000 / 50
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Chisholm Broadband, Nextlink.