Jersey County property record for 7 Valley St, Elsah, IL 62028
| Property Type | Single Family Home |
|---|---|
| Details | 2,041 sqft · built 1870 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Jul 2017) |
| Deeds & Mortgages | Jul 2017 Transfer Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-427-012-00 |
| Primary APN | 01-427-012-00 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,041 sqft Total Area |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 80 ft deep x 125 ft wide |
| Account Number | 427-012-00 |
|---|---|
| Street Address | 7 VALLEY ST |
| City | ELSAH |
| State | IL |
| Zip | 62028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF ELSAH LOTS 13 & 14; S1/2 LOT 12 BLK 27. 7-07 180K, 11-05 116K, 3-95 96K 1870 1&2STY/NO BSMT 2041SQ 125X80 LO |
| Legal Block | 27 |
| Legal Lot Number | 12-14 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elsah Historic District listed 1973 · 48 contributing resources · NRIS 73000706 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 Valley St is owned and occupied by an individual who bought it in July 2017.
Source: Jersey County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 VALLEY ST, ELSAH, IL 62028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2017 | Intrafamily Transfer, Transfer COMMUNITY TITLE |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on File |
| Deed Sale | Jul 26, 2017 · Amount on File |
| Deed Document Number | 2017150260 |
| Deed Book / Page | 2069 / 206 |
| Prior Transfer Date | Jul 14, 2017 |
| Prior Transfer Doc | 002069/201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Jul 26, 2017 |
| Property Address | 7 VALLEY ST, ELSAH, IL 62028 |
| Document Number | 002069/201 |
| Book / Page | 2069 / 201 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 201700150259 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | COMMUNITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2245 N 147 DR, SUN CITY WEST, AZ 85375 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Jul 26, 2017 |
| Property Address | 7 VALLEY ST, ELSAH, IL 62028 |
| Document Number | 002069/206 |
| Book / Page | 2069 / 206 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 201700150260 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 S STATE ST, JERSEYVILLE, IL 62052-2242 |
| Document Number | 2069/210 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 2069/210 |
| Instrument | 201700150261 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Municipality | Elsah Village |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $94,395 (+1.5%) Land $15,070 Building $79,325 | $283,185 (+1.5%) Land $45,210 Building $237,975 |
| 2024 | $93,000 Land $14,845 Building $78,155 | $279,000 Land $44,535 Building $234,465 | |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $72,080 Land $12,610 Building $59,470 | $216,240 Land $37,830 Building $178,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Valley St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Valley St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless · Fiber in parts of the area | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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