Essex County and Peabody City property record for 7 Valley Cir, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,388 sqft · built 1988 |
| Lot Size | 0.359 acres (15,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Sep 2021) |
| Tax Bill | $10,394 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0106 B:0054 |
| Primary APN | PEAB M:0106 B:0054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,388 sqft Living Area |
| 1st Floor Area | 3,388 sqft |
| Basement Area | 118 sqft |
| Unfinished Basement | 118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Lot Area | 15,629 sqft (0.359 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 13378 |
|---|---|
| Street Address | 7 VALLEY CIR |
| City | PEABODY |
| State | MA |
| Zip | 01960-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 54 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 210500 |
7 Valley Cir is owned and occupied by two individuals who bought it in September 2021.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 VALLEY CIR, PEABODY, MA 01960-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC |
| Sep 1, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Prior Sale | Jun 27, 1997 · Amount on File |
| Deed Document Number | 2021628817 |
| Prior Transfer Date | Aug 31, 2021 |
| Prior Transfer Doc | 0000628817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 7 VALLEY CIR, PEABODY, MA 01960-4931 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000614110 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 614110 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Sep 1, 2021 |
| Property Address | 7 VALLEY CIR, PEABODY, MA 01960-4931 |
| Document Number | 0000628817 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 628817 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 VALLEY CIR, PEABODY, MA 01960-4931 |
| Document Number | 0000628818 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 628818 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 7 Valley Cir was $10,394, up 3.7% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,394.00 (+3.71%) | $1,097,600 (+1.41%) Land $344,900 Building $752,700 | $980,900 (+4.01%) |
| 2025 | $10,022.00 (+13.53%) | $1,082,300 (+11.81%) Land $319,400 Building $762,900 | $943,065 |
| 2024 | $8,828.00 (+11.38%) | $968,000 (+16.26%) Land $319,400 Building $648,600 | |
| 2023 | $7,926.00 | $832,600 Land $266,200 Building $566,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Valley Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Valley Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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