7 Utter St, North Providence (Providence), RI 02904 Property Records

North Providence Town property record for 7 Utter St, North Providence, RI 02904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,137 sqft · built 1978
Lot Size	0.241 acres (10,481 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2018)
Tax Bill	$6,161 (2026)
Deeds & Mortgages	Aug 2023 Refinance Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R00-1027-33`

Property Details

APN / Parcel Number

Primary APN	`R00-1027-33`
Alternative APNs	`NPRO M:5 L:640` `2212`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	1,137 sqft
Basement Area	1,100 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,481 sqft (0.241 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R00-1027-33
Street Address	7 UTTER ST
City	NORTH PROVIDENCE
State	RI
Zip	02904-5323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Lot Number	640
Jurisdiction	NORTH PROVIDENCE RI
Township / Civil Division	NORTH PROVIDENCE
Census Block Group	1
Census Block	1031
Census Tract	11901

Owner

Source: North Providence Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 UTTER ST, NORTH PROVIDENCE, RI 02904-5323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE
Nov 29, 2018	Warranty Deed, Transfer PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	20186312
Deed Book / Page	3289 / 250
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH PROVIDENCE RI
Property Address	7 UTTER ST, NORTH PROVIDENCE, RI 02904-5323
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003735-144
Date	Aug 2, 2023
Book Page	3735/144
Instrument	2884

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH PROVIDENCE RI
Property Address	7 UTTER ST, NORTH PROVIDENCE, RI 02904-5323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3362-167
Date	Oct 7, 2019
Book Page	3362/167
Instrument	5304

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH PROVIDENCE RI
Recording Date	Nov 29, 2018
Property Address	7 UTTER ST, NORTH PROVIDENCE, RI 02904-5323
Document Number	3289-250
Book / Page	3289 / 250
Instrument	6312
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32890252
Date	Nov 29, 2018
Instrument	03289/0252

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: North Providence Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Providence Town
Unified School District	North Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,161.00 (-0.77%)	$433,900 (+22.85%) Land $120,600 Building $313,300	$457,963
2025	$6,209.00 (+5.83%)	$353,200 (-) Land $100,500 Building $252,700
2023	$5,867.00 (+0.15%)	$353,200 (+37.54%) Land $100,500 Building $252,700
2022	$5,858.00	$256,800 Land $85,200 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	18 (1982–2023)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2023 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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