7 Upsala Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 7 Upsala Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 2005
Lot Size	0.311 acres (13,547 sqft)
Owner	Individual Name on File
Last Sale	$277,000 (Jul 2021)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00360-0340`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00360-0340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,637 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,547 sqft (0.311 acres)
Driveway	Concrete Driveway
Driveway Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 UPSALA PL
City	PALM COAST
State	FL
Zip	32164-5772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 36 LOT 34 OR 193 PG 648 OR 1158 PG 530 OR 1340 PG 869 OR 1434 PG 628 OR 2281/1268
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	36
Legal Lot Number	34
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1021
Census Tract	60208

Owner

Source: Flagler County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 UPSALA PL, PALM COAST, FL 32164-5772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit LAUNCH CU
Jul 27, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	202140869
Deed Book / Page	2588 / 287
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	0022811268
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 UPSALA PL, PALM COAST, FL 32164-5772
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 UPSALA PL PI, PI, PALM COAST, FL 32164-5772

Mortgage

Document Number	0028131292
Date	Sep 21, 2023
Book Page	2813/1292
Instrument	2023041368

Lender

Name	LAUNCH CU
Type	Credit Union
Address	MERRITT ISLAND, FL 32952

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 27, 2021
Property Address	7 UPSALA PL, PALM COAST, FL 32164-5772
Document Number	0025880287
Book / Page	2588 / 287
Map Reference	MB 17 PG 12-28
Instrument Date	Jul 13, 2021
Instrument	2021040869
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 UPSALA PL, 7, PALM COAST, FL 32164-5772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 UPSALA PL, PALM COAST, FL 32164-5772

Mortgage

Document Number	2588289
Date	Jul 27, 2021
Instrument	2588/289

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 UPSALA PL, PALM COAST, FL 32164-5772
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023651496
Date	Jun 27, 2019
Book Page	2365/1496
Instrument	2019023688

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 25, 2018
Property Address	7 UPSALA PL, PALM COAST, FL 32164-5772
Document Number	0022811268
Book / Page	2281 / 1268
Map Reference	MB17 PG12-28
Instrument Date	May 22, 2018
Instrument	2018019476
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16713 SNIPE DR, 16713, LEWES, DE 19958-3637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 UPSALA PL, PALM COAST, FL 32164-5772

Mortgage

Document Number	2018019477
Date	May 25, 2018
Instrument	2018019477

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,650.00 (-1.4%) Homeowner's exemption	$243,992 (-1.23%) Land $52,500 Building $191,492	$243,992 (-1.23%) Land $52,500 Building $191,492
2024	$3,702.00 (-2.19%)
2023	$3,785.00 (-0.21%) Homeowner's exemption	$247,031 (+2.06%) Land $45,000 Building $202,031	$247,031 (+2.06%) Land $45,000 Building $202,031
2022	$3,793.00 Homeowner's exemption	$242,047 Land $46,000 Building $196,047	$242,047 Land $46,000 Building $196,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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