Bergen County and Upper Saddle River Borough property record for 7 Upper Cross Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1969 |
| Square Footage | 2,508 sqft Living Area |
| Lot Size | 37,723 sqft (0.866 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (1995) |
| Tax Bill | $14,926.00 (2025) |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01201-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 UPPER CROSS RD, UPPER SADDLE RIVER, NJ 07458-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 1995 · Amount on Record |
| Deed Sale | Jul 31, 1995 · Amount on Record |
| Deed Book / Page | 7807 / 285 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 UPPER CROSS RD, UPPER SADDLE RIVER, NJ 07458-2117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037291337 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 3729/1337 |
| Instrument | 20-092556 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $576,300 (-) Land $309,600 Building $266,700 | $576,300 (-) Land $309,600 Building $266,700 | |
| 2025 | $14,926.00 (+1.73%) | $576,300 (-) Land $309,600 Building $266,700 | $576,300 (-) Land $309,600 Building $266,700 |
| 2024 | $14,672.00 (+2.95%) | ||
| 2023 | $576,300 Land $309,600 Building $266,700 | $576,300 Land $309,600 Building $266,700 | |
| 2022 | $14,251.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 63-01201-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,508 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame Construction |
| Lot Area | 37,723 sqft (0.866 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 148800 |
|---|---|
| Street Address | 7 UPPER CROSS RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2117 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .866 AC |
| Legal Block | 1201 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | UPPER SADDLE RIVER |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 53201 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures