7 Union St, Apt 2, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 7 Union St, Apt 2, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 938 sqft · built 1890
Lot Size	0.121 acres (5,313 sqft)
Owner	Individual Name on Record
Last Sale	$304,900 (Feb 2021)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12394`

Property Details

APN / Parcel Number

Primary APN	`12394`
Alternative APNs	`BEVE M:0005 B:0357 L:0002` `RMD`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	3 Units
Stories	1 Story
Building Area	938 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,313 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12394
Street Address	7 UNION ST, 2
City	BEVERLY
State	MA
Zip	01915-5424
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Block	357
Legal Lot Number	2
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3011
Census Tract	217402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fish Flake Hill Historic District (Boundary Increase) listed 1986 · 86 contributing resources · NRIS 86001375

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 UNION ST, 2, BEVERLY, MA 01915-5424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK
Aug 31, 2018	Deed, Transfer · ARM NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Book / Page	39480 / 165
Prior Transfer Date	Jan 9, 2021
Prior Transfer Doc	39480-165
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Feb 1, 2021
Property Address	7 UNION ST APT 2, 2, BEVERLY, MA 01915-5424
Document Number	039480-165
Book / Page	39480 / 165
Instrument Date	Jan 9, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 UNION ST APT 2, 2, BEVERLY, MA 01915-5424

Mortgage

Document Number	0039480169
Date	Feb 1, 2021
Instrument	39480/169

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEVERLY MA
Recording Date	Aug 31, 2018
Property Address	7 UNION ST APT 2, 2, BEVERLY, MA 01915-5424
Document Number	36981-312
Book / Page	36981 / 312
Instrument	180831002660
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	369810315
Date	Aug 31, 2018
Instrument	36981/0315

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Max Rate At Change	90.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,099.00 (+6.05%)	$373,000 (+8.37%) Building $373,000	$397,765
2024	$3,865.00 (+8.87%)	$344,200 (+9.17%) Building $344,200
2023	$3,550.00	$315,300 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	116 units insured incl. 106 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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