7 Truman Ct, Philo, IL 61864 Property Records

Champaign County property record for 7 Truman Ct, Philo, IL 61864 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size12,905 sqft (0.296 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2020)
Tax Bill$3,242.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-27-23-379-018

Exterior

Lot Area12,905 sqft (0.296 acres)

Location & Zoning

Street Address7 TRUMAN CT
CityPHILO
StateIL
Zip61864-9742
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 HEWING SUB
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionHEWING SUB
Legal Lot Number7
JurisdictionCHAMPAIGN IL
Minor Civil DivisionPHILO
Census Blockgroup1
Census Block1036
Census Tract10901

Owner

Source: Champaign County records · APN 19-27-23-379-018

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 TRUMAN CT, PHILO, IL 61864-9742
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PHILO EXCHANGE BANK
Jul 02, 2020Warranty Deed, Transfer · Conventional Mortgage
PHILO EXCHANGE BANK
Jun 17, 2019Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Dec 04, 2017Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2020 · Amount on Record
Deed SaleJul 02, 2020 · Amount on Record
Prior SaleJun 17, 2019 · Amount on Record
Deed Doc Number202012344
Prior Transfer DateNov 25, 2017
Prior Transfer Doc0000022527
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address7 TRUMAN CT, PHILO, IL 61864-9742
Transaction TypeMortgage
Record UpdatedDec 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027856
DateNov 29, 2021
Instrument2021R27856
Lender
NamePHILO EXCHANGE BANK
TypeBank
AddressPHILO, IL 61864
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036
Interest
Rate TypeFixed Rate
Rate2.47%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 02, 2020
Property Address7 TRUMAN CT, PHILO, IL 61864-9742
Document Number0000012344
Instrument DateJun 23, 2020
Instrument2020R12344
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 TRUMAN CT, PHILO, IL 61864-9742

Mortgage

Document Number0000012345
DateJul 02, 2020
Instrument2020R12345
Lender
NamePHILO EXCHANGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 17, 2019
Property Address7 TRUMAN CT, PHILO, IL 61864-9742
Document Number0000009096
Map ReferenceMB X PG 255
Instrument DateJun 11, 2019
Instrument2019R09096
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address7 TRUMAN CT, PHILO, IL 61864-9742

Mortgage

Document Number0000009098
DateJun 17, 2019
Instrument2019R09098
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 04, 2017
Property Address7 TRUMAN CT, PHILO, IL 61864-9742
Document Number0000022527
Instrument DateNov 25, 2017
Instrument22527
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyWORLDWIDE RECORDING INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address7 TRUMAN CT PHILO IL 618649742, PHILO, IL 61864-9742

Mortgage

Document Number22528
DateDec 04, 2017
Instrument22528
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2047

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$65,630 (+25.01%) Land $17,290 Building $48,340$196,890 (+25.01%) Land $51,870 Building $145,020
2024$3,242.00 (+9.75%)
2022$2,954.00 Homeowner's exemption$52,500 Land $13,830 Building $38,670$157,500 Land $41,490 Building $116,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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