St. Charles County property record for 7 Trapper's Way, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,490 sqft · built 1977 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jul 2023) |
| Tax Bill | $5,580 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432212A008 |
| Primary APN | 432212A008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,490 sqft Living Area |
| Gross Area | 4,434 sqft |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 1,482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 646 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 432212A008 |
|---|---|
| Street Address | 7 TRAPPERS WAY |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AB8 |
| Legal Description | TRAILS OF RIVERWOOD #1 LOT 9 |
| Legal Subdivision | TRAILS OF RIVERWOOD |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 311145 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 TRAPPERS WAY, SAINT CHARLES, MO 63303-6215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Beneficiary Deed, Transfer |
| Jul 28, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Deed Document Number | 202330191 |
| Last Transfer Date | Nov 10, 2023 |
| Transfer Doc | 0000047221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 16, 2023 |
| Property Address | 7 TRAPPERS WAY, SAINT CHARLES, MO 63303-6215 |
| Document Number | 0000047221 |
| Map Reference | MB 19 PG 56 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023R-047221 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 28, 2023 |
| Property Address | 7 TRAPPERS WAY, SAINT CHARLES, MO 63303-6215 |
| Document Number | 0000030191 |
| Map Reference | MB 19 PG 56 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 2023R-030191 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4241 HORSESHOE CREEK DR, SAINT CHARLES, MO 63304-2303 |
| Name | Verified Name |
|---|---|
| Address | 7 TRAPPERS WAY, SAINT CHARLES, MO 63303-6215 |
| Document Number | 0000030192 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023R-030192 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2043 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,142 (-) | $490,221 (-) Land $140,000 Building $350,221 | |
| 2025 | $5,580.00 (+8.62%) | $93,142 (+11.98%) | $490,221 (+11.98%) Land $140,000 Building $350,221 |
| 2024 | $5,137.00 (+16.88%) | ||
| 2023 | $83,181 (+26.06%) | ||
| 2022 | $4,395.00 | $65,984 | $437,794 (+26.06%) Land $140,000 Building $297,794 |
| 2021 | $347,283 Land $140,000 Building $207,283 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 46 (1978–2024) |
| Claims Outside the SFHA | 28 of 46 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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