7 Towne Rd, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 7 Towne Rd, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,670 sqft · built 2007
Lot Size	0.936 acres (40,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2005)
Tax Bill	$17,426 (2026)
Deeds & Mortgages	May 2021 Refinance Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200416`

Property Details

APN / Parcel Number

Primary APN	`200416`
Alternative APNs	`MIDD M:0014 B:0000 L:0020 M` `MDLT M:0014 B:0000 L:0020 M`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,670 sqft Living Area
Gross Area	8,018 sqft
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,755 sqft (0.936 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	200416
Street Address	7 TOWNE RD
City	MIDDLETON
State	MA
Zip	01949-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	EAGLE HILL ESTATES
Legal Lot Number	20 M
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	3
Census Block	3000
Census Tract	212101

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 TOWNE RD, MIDDLETON, MA 01949-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Jan 2, 2018	Deed of Trust, Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2005 · Amount on Record
Deed Sale	Apr 11, 2005 · Amount on Record
Deed Book / Page	24164 / 26
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	7 TOWNE RD, MIDDLETON, MA 01949-1100
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39898-295
Date	May 20, 2021
Book Page	39898/295
Instrument	20210520001750

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	7 TOWNE RD, MIDDLETON, MA 01949-1100
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36448-362
Date	Jan 2, 2018
Book Page	36448/362
Instrument	180102003310

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,426.00 (-2.09%)	$1,384,100 (-7.54%) Land $516,300 Building $865,800	$1,493,883
2025	$17,798.00 (+2.25%)	$1,496,900 (+1.4%) Land $624,300 Building $872,600
2024	$17,406.00 (+10.46%)	$1,476,300 (+20.57%) Land $622,300 Building $854,000
2023	$15,758.00	$1,224,400 Land $622,300 Building $602,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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