7 Toll Ter, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 7 Toll Ter, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1950
Lot Size	0.164 acres (7,139 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jan 2024)
Tax Bill	$6,951 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-02502-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`07-02502-0000-00013`
Alternative APNs	`070250200013` `00000780`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,139 sqft (0.164 acres)
Lot Dimensions	119 ft deep x 60 ft wide

Location & Zoning

Account Number	00000780
Street Address	7 TOLL TER
City	FAIRFIELD
State	NJ
Zip	07004-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X119
Legal Block	2502
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1000
Census Tract	21601

Owner

7 Toll Ter is owned and occupied by two individuals who bought it in January 2024.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 TOLL TER, FAIRFIELD, NJ 07004-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 16, 2024	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 4, 2022	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Oct 30, 2017	Grant Deed, Transfer · Conventional with PMI BOND STREET MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	20242755
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 TOLL TER, FAIRFIELD, NJ 07004-2114
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TOLL TER, FAIRFIELD, NJ 07004-2114

Mortgage

Document Number	0000055439
Date	Sep 3, 2025
Instrument	2025055439

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year T-Bill
Max Rate	5.75%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 16, 2024
Property Address	7 TOLL TER, FAIRFIELD, NJ 07004-2114
Document Number	0000002755
Instrument Date	Nov 22, 2023
Instrument	2024002755
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 LANCASTER AVE, PINE BROOK, NJ 07058-9739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TOLL TER, FAIRFIELD, NJ 07004-2114

Mortgage

Document Number	0000002756
Date	Jan 16, 2024
Instrument	2024002756

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 4, 2022
Property Address	7 TOLL TER, FAIRFIELD, NJ 07004-2114
Document Number	0000011114
Instrument Date	Dec 14, 2021
Instrument	2022011114
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	RESOLUTION TITLE AGENCY LLC, EVOLUTION TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 TOLL TER, 7, FAIRFIELD, NJ 07004-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TOLL TER, FAIRFIELD, NJ 07004-2114

Mortgage

Document Number	0000011115
Date	Feb 4, 2022
Instrument	2022011115

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 30, 2017
Property Address	7 TOLL TER, FAIRFIELD, NJ 07004-2114
Document Number	0000095466
Instrument Date	Oct 12, 2017
Instrument	95466
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TOLL TER FAIRFIELD NJ 070042114, FAIRFIELD, NJ 07004-2114

Mortgage

Document Number	95467
Date	Oct 30, 2017
Instrument	95467

Lender

Name	BOND STREET MTG
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Toll Ter was $6,951, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,000 (-) Land $192,200 Building $141,800	$334,000 (-) Land $192,200 Building $141,800
2025	$6,951.00 (-2.57%)	$334,000 Land $192,200 Building $141,800	$334,000 Land $192,200 Building $141,800
2024	$7,134.00
2023		$334,000 (-) Land $192,200 Building $141,800	$334,000 (-) Land $192,200 Building $141,800
2022	$6,690.00 (-1.18%)	$334,000 Land $192,200 Building $141,800	$334,000 Land $192,200 Building $141,800
2021	$6,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Toll Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Toll Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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