7 Tip Top Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 7 Tip Top Rd, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,101 sqft · built 1925
Lot Size	0.691 acres (30,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,875,000 (Dec 2023)
Tax Bill	$22,553 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0035 B:0091 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0035 B:0091 L:0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,101 sqft Living Area
Gross Area	6,641 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Tile
Lot Area	30,087 sqft (0.691 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	7 TIP TOP RD
City	SWAMPSCOTT
State	MA
Zip	01907-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	91
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	6
Census Block	6010
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 TIP TOP RD, SWAMPSCOTT, MA 01907-2424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · ARM SERVICE CU
Dec 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SHARON AND CRESCENT UNITED CREDIT U
Jun 29, 2018	Quit Claim Deed, Transfer WASHINGTON TRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Book / Page	41909 / 568
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	7 TIP TOP RD, SWAMPSCOTT, MA 01907-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042426-146
Date	Nov 12, 2024
Book Page	42426/146
Instrument	20241112001880

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2031

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 15, 2023
Property Address	7 TIP TOP RD, SWAMPSCOTT, MA 01907-2424
Document Number	041909-568
Book / Page	41909 / 568
Instrument Date	Dec 15, 2023
Instrument	20231215002750
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 TIP TOP RD, SWAMPSCOTT, MA 01907-2424

Mortgage

Document Number	231215002760
Date	Dec 15, 2023
Instrument	231215002760

Lender

Name	SHARON AND CRESCENT UNITED CREDIT U

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jun 29, 2018
Property Address	7 TIP TOP RD, SWAMPSCOTT, MA 01907-2424
Document Number	36834-575
Book / Page	36834 / 575
Instrument	180629011580
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TIP TOP RD, SWAMPSCOTT, MA 01907-2424

Mortgage

Document Number	368340577
Date	Jun 29, 2018
Instrument	36834/0577

Lender

Name	WASHINGTON TRUST MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2048

Interest

Rate	4.63%
Max Rate At Change	70.1%
Max Rate	3%

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,553.00 (+5.7%)	$1,879,400 (+1.03%) Land $850,100 Building $1,029,300	$2,026,144 (+3.53%)
2025	$21,336.00 (+2.53%)	$1,860,200 (+4.94%) Land $816,100 Building $1,044,100	$1,957,000
2023	$20,810.00	$1,772,600 Land $714,100 Building $1,058,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	21 (1979–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Severe Winter Storm, Snowstorm, And Flooding, Feb 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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