7 Thomas St, Unit J2, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 7 Thomas St, Unit J2, Saugus, MA 01906

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,180 sqft · built 1981
Owner2 Individual Names on File
Last Sale$394,000 (Apr 2025)
Tax Bill$4,213 (2025)
Deeds & MortgagesApr 2025 Sale
Mar 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNSAUG M:012-D B:0011 L:0002

Property Details

APN / Parcel Number

Primary APNSAUG M:012-D B:0011 L:0002
Alternative APNs
  • M:012=D B:0011 L:0002
  • 1485006

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Units18 Units
Stories1 Story
Building Area1,180 sqft Living Area
1st Floor Area1,180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeFrame
Roof TypeFlat
Roof MaterialOther

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number1485006
Street Address7 THOMAS ST, J2
CitySAUGUS
StateMA
Zip01906-3295
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeNA
Legal SubdivisionHILLVIEW WEST CONDO
Legal Block11
Legal Lot Number2
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1006
Census Tract208401

Owner

Source: Essex County and Saugus Town records · APN SAUG M:012-D B:0011 L:0002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 THOMAS ST, J2, SAUGUS, MA 01906-3295
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2025Quit Claim Deed, Transfer
Mar 31, 2023Quit Claim Deed, Transfer
Jun 25, 2021Quit Claim Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2025 · Amount on Record
Deed SaleApr 24, 2025 · Amount on Record
Prior SaleMar 31, 2023 · Amount on Record
Deed Book / Page42679 / 98
Record UpdatedSep 20, 2026

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateApr 24, 2025
Property Address7 THOMAS ST UNIT J2, J2, SAUGUS, MA 01906-3295
Document Number0042679-98
Book / Page42679 / 98
Instrument DateApr 17, 2025
Instrument20250424001990
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7 THOMAS ST UNIT J2, J2, SAUGUS, MA 01906-3295

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateMar 31, 2023
Property Address7 THOMAS ST UNIT J2, J2, SAUGUS, MA 01906-3295
Document Number041501-218
Book / Page41501 / 218
Instrument DateMar 28, 2023
Instrument20230331003920
Transaction TypeTransfer
Record UpdatedApr 14, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 THOMAS ST UNIT J2, J2, SAUGUS, MA 01906-3295

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJun 25, 2021
Property Address7 THOMAS ST UNIT J2, J2, SAUGUS, MA 01906-3295
Document Number040021-581
Book / Page40021 / 581
Instrument DateJun 25, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 THOMAS ST, SAUGUS, MA 01906-4504
InvestorPossibly a Property Investor

Mortgage

Document Number0040021584
DateJun 25, 2021
Instrument40021/584
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,213.00 (+2.78%)$394,500 (+2.49%) Building $394,500$372,305
2024$4,099.00 (+12.7%)$384,900 (+19.16%) Building $384,900
2023$3,637.00$323,000 Building $323,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 308 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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