7 Thomas St, Little Falls, NJ 07424 Property Records

Passaic County and Little Falls Township property record for 7 Thomas St, Little Falls, NJ 07424

Property Summary

Property Type	Single Family Home
Details	1,752 sqft · built 1948
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$577,000 (Oct 2024)
Tax Bill	$10,862 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00165-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`05-00165-0000-00016`
Alternative APN	`050016500016`

Interior

Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Basement

Location & Zoning

Street Address	7 THOMAS ST
City	LITTLE FALLS
State	NJ
Zip	07424-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIB
Legal Description	ADDITIONAL LOTS: 17
Legal Subdivision	PECKMAN
Legal Block	165
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	LITTLE FALLS
Census Block Group	2
Census Block	2003
Census Tract	154003

Owner

7 Thomas St is owned and occupied by two individuals who bought it in October 2024.

Source: Passaic County and Little Falls Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 THOMAS ST, LITTLE FALLS, NJ 07424-1712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Dec 9, 2014 · Amount on File
Deed Document Number	202433935
Deed Book / Page	4794 / 79
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 THOMAS ST, LITTLE FALLS, NJ 07424-1712
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051690
Date	Aug 11, 2021
Book Page	M17354/270
Instrument	2021051690

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	284 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 7 Thomas St was $10,862, up 4.9% from the year before.

Source: Passaic County and Little Falls Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Little Falls Township
Elementary School District	Little Falls Township School District (KG - 08)
Secondary School District	Passaic Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,700 (-) Land $149,000 Building $161,700	$310,700 (-) Land $149,000 Building $161,700
2025	$10,862.00 (+4.92%)	$310,700 Land $149,000 Building $161,700	$310,700 Land $149,000 Building $161,700
2024	$10,353.00
2023		$310,700 Land $149,000 Building $161,700	$310,700 Land $149,000 Building $161,700
2022	$10,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2011–2024)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LITTLE FALLS private · serves 11,247 people · EPA ID NJ1605001
Water Source	Purchased surface water from several systems
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20