Putnam County property record for 7 Terra Way, Winfield, WV 25213
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,719 sqft · built 2003 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Mar 2024) |
| Tax Bill | $2,327 (2026) |
| Deeds & Mortgages | Jan 2019 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-162-0050.0029 |
| Primary APN | 11-162-0050.0029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,719 sqft Living Area |
| 1st Floor Area | 2,093 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 50,530 sqft (1.16 acres) |
| Lot Dimensions | 200 ft deep x 225 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00044313 |
|---|---|
| Street Address | 7 TERRA WAY |
| City | WINFIELD |
| State | WV |
| Zip | 25213-9352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 TERRA MANOR SUBD |
| Legal Subdivision | TERRA MANOR SUB |
| Legal Lot Number | 20 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20300 |
7 Terra Way is owned and occupied by two individuals who bought it in March 2024.
Source: Putnam County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 TERRA WAY, WINFIELD, WV 25213-9352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK |
| Mar 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage OHIO VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on File |
| Deed Sale | Mar 1, 2024 · Amount on File |
| Deed Book / Page | 625 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 7 TERRA WAY, WINFIELD, WV 25213-9352 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001205/355 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 1205/355 |
| Instrument | 004548060010 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 25, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Mar 1, 2024 |
| Property Address | 7 TERRA WAY, WINFIELD, WV 25213-9352 |
| Document Number | 000625/118 |
| Book / Page | 625 / 118 |
| Map Reference | DB 455 PG 108 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 005636150003 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | BESTITLE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,562.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 TERRA WAY, WINFIELD, WV 25213-9352 |
| Document Number | 005636160024 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 005636160024 |
| Name | OHIO VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 11% |
The 2026 property tax bill for 7 Terra Way was $2,327, up 4.3% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,327.00 (+4.3%) | $186,120 (+5.44%) Land $25,680 Building $160,440 | $310,200 (+5.44%) Land $42,800 Building $267,400 |
| 2025 | $2,231.00 | $176,520 Land $24,180 Building $152,340 | $294,200 Land $40,300 Building $253,900 |
| 2023 | $1,798.00 (+1.41%) | $148,020 (+0.61%) Land $24,180 Building $123,840 | $246,700 (+0.61%) Land $40,300 Building $206,400 |
| 2022 | $1,773.00 | $147,120 Land $25,440 Building $121,680 | $245,200 Land $42,400 Building $202,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Terra Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1990–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1997 · Heavy & Wind Driven Rain, High Winds,flooding,slides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Terra Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 40% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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