Passaic County and Wayne Township property record for 7 Swan Ter, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,978 sqft · built 1958 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $852,000 (Jul 2025) |
| Tax Bill | $14,407 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02204-0000-00003 |
| Primary APN | 14-02204-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,978 sqft Living Area |
|---|
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400480Y00003 |
|---|---|
| Street Address | 7 SWAN TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3422 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Subdivision | ROSE GARDENS |
| Legal Block | 2204 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records · APN 14-02204-0000-00003
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 SWAN TER, WAYNE, NJ 07470-3422 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC |
| Jul 18, 2025 | Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Sep 20, 2022 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on Record |
| Deed Sale | Jul 18, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2022 · Amount on Record |
| Deed Document Number | 202523827 |
| Deed Book / Page | 4935 / 54 |
| Prior Transfer Date | Sep 27, 2007 |
| Prior Transfer Doc | 0000078987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 7 SWAN TER, WAYNE, NJ 07470-3422 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000063494 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | M17500/24 |
| Instrument | 2021063494 |
| Name | MILLENNIAL HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 18, 2025 |
| Property Address | 7 SWAN TER, WAYNE, NJ 07470-3422 |
| Document Number | 0000023827 |
| Book / Page | D4935 / 54 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2025023827 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3701 LAVORTON PL, FLOWER MOUND, TX 75022-6708 |
| Name | Verified Name |
|---|---|
| Address | 7 SWAN TER, WAYNE, NJ 07470-3422 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 20, 2022 |
| Property Address | 7 SWAN TER, WAYNE, NJ 07470-3422 |
| Document Number | 0000045439 |
| Book / Page | D4396 / 19 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022045439 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 634 LINCOLN AVE, POMPTON LAKES, NJ 07442-1309 |
| Name | Verified Name |
|---|---|
| Address | 7 SWAN TER, WAYNE, NJ 07470-3422 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045441 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022045441 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 01, 2032 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,200 (-) Land $121,000 Building $119,200 | $240,200 (-) Land $121,000 Building $119,200 | |
| 2025 | $14,407.00 (+0.88%) | $240,200 (-) Land $121,000 Building $119,200 | $240,200 (-) Land $121,000 Building $119,200 |
| 2024 | $14,282.00 (+5.17%) | ||
| 2023 | $240,200 Land $121,000 Building $119,200 | $240,200 Land $121,000 Building $119,200 | |
| 2022 | $13,580.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Low above 7% of the US · above 18% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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