York County and Biddeford City property record for 7 Surf Ave, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,364 sqft · built 1920 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Tax Bill | $14,656 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jun 2021 Refinance |
| Flood Zone | Zone VE (high risk) |
| APN | BIDD M:55 L:29 |
| Primary APN | BIDD M:55 L:29 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Contemporary |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 7 SURF AVE |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-9293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Lot Number | 29 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 25400 |
Source: York County and Biddeford City assessment roll, APN BIDD M:55 L:29, as of July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 32 GOLDENROD LN, NORTH YARMOUTH, ME 04097-6977 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC |
| Jun 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2007 |
| Deed Sale | Aug 17, 2007 |
| Deed Book / Page | 15236 / 57 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 7 SURF AVE, BIDDEFORD, ME 04005-9293 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0186170544 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 18617/544 |
| Instrument | 2021019538 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 7 SURF AVE, BIDDEFORD, ME 04005-9293 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0186940097 |
|---|---|
| Date | Jun 09, 2021 |
| Book Page | 18694/97 |
| Instrument | 2021032943 |
| Name | CPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2046 |
Source: York County and Biddeford City assessment roll as of July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,656.00 (+5.49%) | $981,000 (+0.41%) Land $766,800 Building $214,200 | |
| 2024 | $13,893.00 (+8.67%) | $977,000 (+0.27%) Land $766,800 Building $210,200 | |
| 2023 | $12,784.00 (+13.29%) | $974,400 (+41.71%) Land $764,200 Building $210,200 | $1,077,775 |
| 2022 | $11,284.00 | $687,600 Land $528,200 Building $159,400 |
Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310254002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 46 (1978–2024) |
| Claims Outside the SFHA | 26 of 46 |
| Most Recent Claim | Mar 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 77 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system ME0090170, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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