7 Sunset Captiva Ln, Captiva, FL 33924 Property Records

Lee County property record for 7 Sunset Captiva Ln, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,680 sqft · built 1979
Lot Size	0.071 acres (3,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,450,000 (Mar 2007)
Tax Bill	$38,231 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`35-45-21-00-00005.0070`

Property Details

APN / Parcel Number

Primary APN	`35-45-21-00-00005.0070`
Alternative APNs	`21354500000050070` `10004662`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,330 sqft
1st Floor Area	960 sqft
Upper Floors Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,093 sqft (0.071 acres)
View / Lot	Gulf
Porch	Finished/Open Porch
Porch Area	320 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10004662
Street Address	7 SUNSET CAPTIVA LN
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	SUNSET CAPTIVA UNREC LOT 7 DESC OR 1339 PG 2291
Legal Range	21E
Legal Township	45S
Legal Section	35
Legal Subdivision	SUNSET CAPTIVA
Legal Tract	00
Legal Block	1
Legal Lot Number	7
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1051
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 415, CAPTIVA, FL 33924-0415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Mar 8, 2019	Deed of Trust, Mortgage · ARM AMERICAN MOMENTUM BANK
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MOMENTUM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2007 · Amount on Record
Deed Sale	Mar 5, 2007 · Amount on Record
Prior Sale	Dec 29, 1999 · Amount on Record
Deed Document Number	200771936
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Apr 29, 2026
Property Address	7 SUNSET CAPTIVA LN, CAPTIVA, FL 33924
Document Number	0000110682
Instrument Date	Apr 13, 2026
Instrument	2026110682
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SUNSET CAPTIVA LN, CAPTIVA, FL 33924

Mortgage

Document Number	0000110682,
Date	Apr 29, 2026
Instrument	2026110682

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 17, 2066

Interest

Rate	6.11%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	7 SUNSET CAPTIVA LN SW, CAPTIVA, FL 33924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053971
Date	Mar 8, 2019
Instrument	2019000053971

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank
Address	COLLEGE STATION, TX 77845

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	7 SUNSET CAPTIVA LN SW, CAPTIVA, FL 33924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5850 TIMBER POINT CT, PARKER, CO 80134-6071

Mortgage

Document Number	0000246306
Date	Oct 13, 2020
Instrument	2020000246306

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank
Address	COLLEGE STATION, TX 77845

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,430,011 (-11.41%) Land $2,198,577 Building $231,434	$2,430,011 (-11.41%) Land $2,198,577 Building $231,434
2025	$38,231.00 (+9.33%) Homeowner's exemption	$2,743,027 (+9.95%) Land $2,584,411 Building $158,616	$2,743,027 (+9.95%) Land $2,584,411 Building $158,616
2023	$34,970.00 (+16.68%)	$2,494,692 (+17.35%) Land $1,148,141 Building $1,346,551	$2,494,692 (+17.35%) Land $1,148,141 Building $1,346,551
2022	$29,971.00	$2,125,855 Land $1,917,400 Building $208,455	$2,125,855 Land $1,917,400 Building $208,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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