7 Summit Ave, Asheville, NC 28803 Property Records

Buncombe County property record for 7 Summit Ave, Asheville, NC 28803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,100 sqft · built 1962
Lot Size0.83 acres (36,155 sqft)
OwnerIndividual Name on File
Tax Bill$2,399 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN9655-10-5778-00000

Property Details

APN / Parcel Number

Primary APN9655-10-5778-00000
Alternative APN
  • 965517104688000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,100 sqft Living Area
Gross Area2,842 sqft
1st Floor Area2,100 sqft
Basement Area742 sqft
Unfinished Basement742 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area36,155 sqft (0.83 acres)
Deck Area352 sqft
Patio Area828 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Old Parcel Number965517104688000
Street Address7 SUMMIT AVE
CityASHEVILLE
StateNC
Zip28803-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 12/07/1976 DEE
Legal DescriptionDEED DATE: 12/07/1976 DEED: 1155-0701 SUBDIV: SKYLAND SPRINGS BLOCK: 13 LOT: 1 3 5 & 7 SECTION: PLAT: 0001-0062
Legal SubdivisionSKYLAND SPRINGS
Legal Block13
Legal Lot Number1,3,5,7
JurisdictionBUNCOMBE NC
Township / Civil DivisionASHEVILLE
Census Block Group3
Census Block3000
Census Tract2204

Owner

7 Summit Ave is owned by an individual who acquired it in December 1976.

Source: Buncombe County records, as of September 24, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1115, SKYLAND, NC 28776-1115
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 1976
Deed SaleDec 7, 1976
Deed Document Number0001155701
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address7 SUMMIT AVE, ASHEVILLE, NC 28803-1938
Transaction TypeMortgage
Record UpdatedJan 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063741999
DateDec 28, 2023
Book Page6374/1999
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 7 Summit Ave was $2,399.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityAsheville City
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,399.00$242,700
2023$2,186.00$242,700$242,700 Land $48,100 Building $194,600
2021$242,700 Land $48,100 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Summit Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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