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7 Summer Ter, Palm Coast, FL 32137 Property Records

Flagler County property record for 7 Summer Ter, Palm Coast, FL 32137

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,143 sqft · built 2001
Lot Size0.034 acres (1,485 sqft)
Owner2 Individual Names on Record
Last Sale$189,000 (Apr 2018)
Tax Bill$1,038 (2025)
Deeds & MortgagesJun 2020 Transfer
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-0310-00000-0460

Property Details

APN / Parcel Number

Primary APN07-11-31-0310-00000-0460

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,143 sqft Living Area
1st Floor Area1,143 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area1,485 sqft (0.034 acres)
View / LotAverage

Location & Zoning

Street Address7 SUMMER TER
CityPALM COAST
StateFL
Zip32137-8275
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionARBOR TRACE AT PALM COAST CONDOMINIUM UNIT 46 OR 786 PG 103 OR 982 PG 934 OR 2203/1875 OR 2271/1242 OR 2272/1242 OR 2451/1437
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionARBOR TRACE AT PALM COAST CONDO
Legal Lot Number46
Legal Unit46
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1022
Census Tract60107

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 SUMMER TER, PALM COAST, FL 32137-8275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 17, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
May 8, 2017Warranty Deed, Transfer
FLAGLER COUNTY ABSTRACT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2018 · Amount on Record
Deed SaleApr 17, 2018 · Amount on Record
Prior SaleMay 8, 2017 · Amount on Record
Deed Document Number201813818
Deed Book / Page2272 / 1242
Last Transfer DateJun 17, 2020
Transfer Doc0024511437
Record UpdatedJun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateJun 22, 2020
Property Address7 SUMMER TER, PALM COAST, FL 32137-8275
Document Number0024511437
Book / Page002451 / 001437
Instrument DateJun 17, 2020
Instrument23220
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7 SUMMER TER PALM COAST FL 321378275, PALM COAST, FL 32137-8275

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 17, 2018
Property Address7 SUMMER TER, PALM COAST, FL 32137-8275
Document Number0022721242
Book / Page2272 / 1242
Map ReferenceMB785 PG454
Instrument DateApr 13, 2018
Instrument2018013818
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCOVENANT CLOSING & TITLE SVC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,323.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3132 EAKIN PARK CT, 3132, FAIRFAX, VA 22031-2614

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7 SUMMER TER, PALM COAST, FL 32137-8275

Mortgage

Document Number2018013819
DateApr 17, 2018
Instrument2018013819
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 8, 2017
Property Address7 SUMMER TER, PALM COAST, FL 32137-8275
Document Number0022031875
Book / Page002203 / 001875
Instrument DateMay 3, 2017
Instrument16175
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyFLAGLER COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$1,190.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3132 EAKIN PARK CT FAIRFAX VA 220312614, FAIRFAX, VA 22031-2614

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,038.00 (+2.77%) Homeowner's exemption Senior Citizen's exemption$135,549 (+5.99%)$185,431 (-14.74%) Building $185,431
2024$1,010.00 (-35.99%)
2023$1,578.00 (+1.87%) Homeowner's exemption$127,892 (-18.85%)$217,488 (+38%) Building $217,488
2022$1,549.00 Homeowner's exemption$157,600$157,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims4 (1991–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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