7 Stratford Cir, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 7 Stratford Cir, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,154 sqft · built 1980
Lot Size	0.206 acres (8,991 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Oct 2017)
Tax Bill	$15,092 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00459-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`05-00459-0000-00013`
Alternative APNs	`050045900013` `00013467`

Interior

Building Area	2,154 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	101 ft deep x 89 ft wide

Location & Zoning

Account Number	00013467
Street Address	7 STRATFORD CIR
City	EDISON
State	NJ
Zip	08820-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	89X101
Legal Subdivision	EDISON COUNTRY ESTATES SEC 01
Legal Block	459
Legal Lot Number	13
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2011
Census Tract	1410

Owner

7 Stratford Cir is owned and occupied by two individuals who bought it in October 2017.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 STRATFORD CIR, EDISON, NJ 08820-1815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Deed Document Number	2017267
Deed Book / Page	7059 / 528
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	7 STRATFORD CIR, EDISON, NJ 08820-1815
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070604
Date	Aug 5, 2022
Book Page	19004/588
Instrument	2022070604

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	7 STRATFORD CIR, EDISON, NJ 08820-1815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072125
Date	Aug 11, 2020
Book Page	17977/1156
Instrument	2020072125

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	7 STRATFORD CIR, EDISON, NJ 08820-1815
Document Number	0000026219
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	LEMONBREW ABSTRACT LLC, LEMONBREW ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 STRATFORD CIR EDISON NJ 088201815, EDISON, NJ 08820-1815

Mortgage

Document Number	0000026219
Date	Mar 18, 2020
Book Page	017819/000799
Instrument	26219

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7 Stratford Cir was $15,092, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,600 (-) Land $119,500 Building $134,100	$253,600 (-) Land $119,500 Building $134,100
2025	$15,092.00 (+3.82%)	$253,600 Land $119,500 Building $134,100	$253,600 Land $119,500 Building $134,100
2024	$14,536.00
2023		$253,600 Land $119,500 Building $134,100	$253,600 Land $119,500 Building $134,100
2022	$14,467.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Stratford Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984–1996)
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Stratford Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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