7 Stephens Pl, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 7 Stephens Pl, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,033 sqft · built 2004
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Owner Names on Record
Last Sale	$600,000 (Jul 2011)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392689 57.05-2-45`

Property Details

APN / Parcel Number

Primary APN	`392689 57.05-2-45`
Alternative APNs	`268905700500020450000000` `00507610000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,033 sqft Living Area
1st Floor Area	1,737 sqft
2nd Floor Area	1,296 sqft
Game Room	Game Room

Exterior

Year Built	Built 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	271 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00507610000
Old Parcel Number	268905700500020450000000
Street Address	7 STEPHENS PL
City	SPRING VALLEY
State	NY
Zip	10977-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15C
Legal Description	LOT:45.000 BLK:2 SEC:57.05 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV)
Legal Subdivision	THEODORE B BOHR
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1000
Census Tract	12110

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	7 STEPHENS PL, SPRING VALLEY, NY 10977-4764
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2011 · Amount on Record
Deed Sale	Jul 11, 2011 · Amount on Record
Prior Sale	Jul 11, 2011 · Amount on Record
Deed Document Number	2011-00024443
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	7 STEPHENS PL, SPRING VALLEY, NY 10977-4764
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015040
Date	Apr 8, 2021
Instrument	2021-00015040

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$70,600 (-) Land $12,600 Building $58,000	$909,794 (+2,455.6%) Land $162,371 Building $747,423
2023	$70,600 Land $12,600 Building $58,000	$35,600 Land $6,354 Building $29,246

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20