7 Stephens Ave, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 7 Stephens Ave, Gray, ME 04039 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,248 sqft Living Area
Lot Size120,661 sqft (2.77 acres)
OccupancyOwner Occupied
Last Sale$398,300 (2020)
Tax Bill$3,934.00 (2025)

Property Details

APN / Parcel Number

Primary APN03124D000000
Alternative APNs
  • GRAY M:058 B:031 L:024-004
  • 1825

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,248 sqft Living Area
Basement Area500 sqft Basement
Unfinished Basement500 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Roof MaterialAsphalt Roof
Lot Area120,661 sqft (2.77 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Heating SystemBaseboard Heating

Location & Zoning

Account Number1825
Street Address7 STEPHENS AVE
CityGRAY
StateME
Zip04039-9651
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block31
Legal Lot Number24-4
JurisdictionGRAY ME
Minor Civil DivisionGRAY
Census Blockgroup4
Census Block4008
Census Tract4702

Owner

Source: Cumberland County and Gray Town records · APN 03124D000000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 STEPHENS AVE, GRAY, ME 04039-9651
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Warranty Deed, Transfer · Stand Alone First Mortgage
CALIBER HOME LOANS INC
Sep 21, 2020Warranty Deed, Transfer · Commercial Mortgage
UNIVERSAL CAPITAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleSep 21, 2020 · Amount on Record
Deed Doc Number202076169
Deed Book / Page37473 / 157
Record RefreshedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateNov 20, 2020
Property Address7 STEPHENS AVE, GRAY, ME 04039-9651
Document Number0374730157
Book / Page37473 / 157
Instrument DateNov 20, 2020
Instrument76169
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressCROSSING BROOKRD, CUMBERLAND, ME

Mortgage

Document Number0000076171
DateNov 20, 2020
Instrument76171
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateSep 21, 2020
Property Address7 STEPHENS AVE, GRAY, ME 04039-9651
Document Number0372050189
Book / Page37205 / 189
Instrument DateSep 15, 2020
Instrument59460
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 ROOSEVEIT TRL #166 # 166, 166, WINDHAM, ME 04062-5370

Mortgage

Document Number0000059461
DateSep 21, 2020
Instrument59461
Lender
NameUNIVERSAL CAPITAL CORP
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,934.00 (+1.08%)$406,400 (+58.5%) Land $125,600 Building $280,800
2023$3,892.00 (+8.81%)$256,400 (-) Land $57,800 Building $198,600
2022$3,577.00$256,400 Land $57,800 Building $198,600

Flood & Wildfire

7 Stephens Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cumberland County (23005C), updated June 3, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 54th in Maine
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stephens Ave

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